Top Woodbury, MN VA Mortgage Refinance Lenders

RankWoodbury VA Mortgage Refinance LenderWoodbury VA Home Loans Refinance ProcessedWoodbury VA Home Refinance Loans ApprovedWoodbury VA Home Refinance Loans DeniedWoodbury VA Mortgage Refinance Median Loan to Income Ratio (LTR) for Approved LoansWoodbury VA Mortgage Refinance Median LTR for Denied Loans
1Wells Fargo Bank 14 42%42%
  • 236%
  • (222,000 Loan / $94,000 Income)
  • 227%
  • (148,000 Loan / $65,000 Income)
2Quicken Loans 9 88%11%
  • 294%
  • (209,000 / $71,000)
  • 702%
  • (330,000 / $47,000)
3Mortgage Investors Corp 9 44%22%
  • 428%
  • (180,000 / $42,000)
  • 157%
  • (189,000 / $120,000)
4The Business Bank 8 87%12%
  • 333%
  • (120,000 / $36,000)
  • 417%
  • (309,000 / $74,000)
5Us Bank 7 85%14%
  • 251%
  • (325,000 / $129,000)
  • 176%
  • (226,000 / $128,000)
6New Day Financial, Llc 7 0%57% 0
  • 889%
  • (169,000 / $19,000)
7Jpmorgan Chase Bank 7 100%0%
  • 311%
  • (405,000 / $130,000)
0
8Usaa Federal Savings Bank 5 40%60%
  • 593%
  • (516,000 / $87,000)
  • 248%
  • (186,000 / $75,000)
9Summit Mortgage Corporation 4 75%25%
  • 292%
  • (372,000 / $127,000)
  • 327%
  • (157,000 / $48,000)
10Ally Bank 4 75%25%
  • 354%
  • (117,000 / $33,000)
  • 285%
  • (117,000 / $41,000)
11Tradition Mortgage 3 100%0%
  • 224%
  • (325,000 / $145,000)
0
12Phh Mortgage Corporation 3 100%0%
  • 268%
  • (271,000 / $101,000)
0
13Flagstar Bank 3 66%33%
  • 334%
  • (167,000 / $50,000)
  • 1000%
  • (200,000 / $20,000)
14Phh Home Loans 2 100%0%
  • 365%
  • (172,000 / $47,000)
0
15North American Savings Bank 2 100%0%
  • 345%
  • (384,000 / $111,000)
0
16Nfcu 2 0%100% 0
  • 346%
  • (267,000 / $77,000)
17Mortgage Research Center 2 0%0% 0 0
18Ifreedom Direct Corporation 2 50%50%
  • 106%
  • (207,000 / $194,000)
  • 218%
  • (267,000 / $122,000)
19Citimortgage 2 100%0% 0 0
20Bank Of America 2 100%0%
  • 111%
  • (221,000 / $199,000)
0

Woodbury, MN VA Mortgage Refinance Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 105
  2. Loan Applications Denied: 26
  3. % of Loan Applications Denied: 24
  4. # of Loan Originations: 68
  5. % of Loan Applications Originated 64

Woodbury, MN VA Home Loan Refinance Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history34
Collateral21
Debt-to-income ratio13
Credit application incomplete8
Unverifiable information4

Woodbury, MN VA Mortgage Loans Refinance Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001 1000
$100,000 - $300,00078 6226
$300,000 - $500,00025 6820
$500,000 - $1,000,0001 1000

Woodbury, MN VA Home Loans Refinance Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00057 6229
$100,000 - $300,00048 6618

Loan to Income Ratios Research for VA Mortgage Refinance in Woodbury, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
60 - 100%1100 0
100 - 200%2258 27
200 - 300%4167 17
300 - 400%2576 20
> 400%1643 50

Woodbury, MN Home Owner Occupancy Type VA Mortgage Refinance Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling104 6425
Not Owner-Occupied As A Principal Dwelling1 1000

Home Owner Property Type Statistics in Woodbury, MN for VA Home Loan Refinance

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)105 6424
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