Top Conger, MN VA Mortgage Refinance Lenders

RankConger VA Mortgage Refinance LenderConger VA Home Loans Refinance ProcessedConger VA Home Refinance Loans ApprovedConger VA Home Refinance Loans DeniedConger VA Mortgage Refinance Median Loan to Income Ratio (LTR) for Approved LoansConger VA Mortgage Refinance Median LTR for Denied Loans
1Wells Fargo Bank 7 28%28%
  • 291%
  • (131,000 Loan / $45,000 Income)
  • 588%
  • (200,000 Loan / $34,000 Income)
2Kleinbank 4 25%75%
  • 268%
  • (78,000 / $29,000)
  • 370%
  • (100,000 / $27,000)
3Ifreedom Direct Corporation 4 50%50%
  • 257%
  • (67,000 / $26,000)
  • 306%
  • (248,000 / $81,000)
4Wells Fargo Funding 1 100%0% 0 0
5Usaa Federal Savings Bank 1 100%0%
  • 300%
  • (258,000 / $86,000)
0
6Quicken Loans 1 0%100% 0
  • 215%
  • (71,000 / $33,000)
7New Day Financial, Llc 1 0%0% 0 0
8Liberty Savings Bank Fsb 1 100%0%
  • 161%
  • (212,000 / $131,000)
0
9Jpmorgan Chase Bank 1 100%0% 0 0
10Citimortgage 1 100%0% 0 0
11Bank Of America 1 0%100% 0
  • 123%
  • (225,000 / $182,000)

Conger, MN VA Mortgage Refinance Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 23
  2. Loan Applications Denied: 9
  3. % of Loan Applications Denied: 39
  4. # of Loan Originations: 10
  5. % of Loan Applications Originated 43

Conger, MN VA Home Loan Refinance Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral66
Insufficient cash (downpayment, closing costs)16
Credit application incomplete16

Conger, MN VA Mortgage Loans Refinance Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00010 5040
$100,000 - $300,00013 3738

Conger, MN VA Home Loans Refinance Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00019 3642
$100,000 - $300,0004 7525

Loan to Income Ratios Research for VA Mortgage Refinance in Conger, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
100 - 200%560 40
200 - 300%1449 21
300 - 400%20 100
> 400%20 100

Conger, MN Home Owner Occupancy Type VA Mortgage Refinance Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling23 4339

Home Owner Property Type Statistics in Conger, MN for VA Home Loan Refinance

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)22 4040
Manufactured Housing1 1000
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