Top Blaine, MN VA Mortgage Refinance Lenders

RankBlaine VA Mortgage Refinance LenderBlaine VA Home Loans Refinance ProcessedBlaine VA Home Refinance Loans ApprovedBlaine VA Home Refinance Loans DeniedBlaine VA Mortgage Refinance Median Loan to Income Ratio (LTR) for Approved LoansBlaine VA Mortgage Refinance Median LTR for Denied Loans
1New Day Financial, Llc 26 11%42%
  • 310%
  • (174,000 Loan / $56,000 Income)
  • 401%
  • (209,000 Loan / $52,000 Income)
2Quicken Loans 18 50%50%
  • 188%
  • (213,000 / $113,000)
  • 294%
  • (212,000 / $72,000)
3Wells Fargo Bank 17 35%29%
  • 252%
  • (139,000 / $55,000)
  • 235%
  • (113,000 / $48,000)
4The Business Bank 9 100%0%
  • 235%
  • (141,000 / $60,000)
0
5Mortgage Investors Corp 8 12%50%
  • 211%
  • (269,000 / $127,000)
  • 155%
  • (187,000 / $120,000)
6Nfcu 7 42%0%
  • 214%
  • (159,000 / $74,000)
0
7Bank Of America 6 33%0%
  • 209%
  • (159,000 / $76,000)
0
8Us Bank 4 50%25%
  • 355%
  • (167,000 / $47,000)
  • 256%
  • (167,000 / $65,000)
9Flagstar Bank 4 100%0%
  • 232%
  • (142,000 / $61,000)
0
10Citimortgage 4 100%0%
  • 226%
  • (136,000 / $60,000)
0
11Usaa Federal Savings Bank 3 33%33%
  • 310%
  • (242,000 / $78,000)
  • 98%
  • (158,000 / $161,000)
12State Bank & Trust 3 100%0%
  • 291%
  • (248,000 / $85,000)
0
13Freedom Mortgage Corp. 3 66%33%
  • 371%
  • (182,000 / $49,000)
  • 200%
  • (144,000 / $72,000)
14Citibank 3 66%0%
  • 227%
  • (159,000 / $70,000)
0
15Suntrust Mortgage 2 100%0% 0 0
16Reliance First Capital Llc 2 0%0% 0 0
17Phh Home Loans 2 100%0%
  • 335%
  • (141,000 / $42,000)
0
18Nationstar Mortgage Llc 2 100%0%
  • 695%
  • (299,000 / $43,000)
0
19Franklin American Mortgage Co 2 100%0%
  • 318%
  • (140,000 / $44,000)
0
20Envoy Mortgage, Ltd. 2 100%0%
  • 312%
  • (359,000 / $115,000)
0

Blaine, MN VA Mortgage Refinance Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 145
  2. Loan Applications Denied: 34
  3. % of Loan Applications Denied: 23
  4. # of Loan Originations: 72
  5. % of Loan Applications Originated 49

Blaine, MN VA Home Loan Refinance Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral47
Credit history17
Debt-to-income ratio13
Credit application incomplete4
Unverifiable information4

Blaine, MN VA Mortgage Loans Refinance Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0005 8020
$100,000 - $300,000122 4723
$300,000 - $500,00017 5217
$500,000 - $1,000,0001 0100

Blaine, MN VA Home Loans Refinance Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00099 4726
$100,000 - $300,00046 5417

Loan to Income Ratios Research for VA Mortgage Refinance in Blaine, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
60 - 100%20 50
100 - 200%3655 19
200 - 300%6151 18
300 - 400%2650 26
> 400%2035 40

Blaine, MN Home Owner Occupancy Type VA Mortgage Refinance Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling142 4823
Not Owner-Occupied As A Principal Dwelling3 1000

Home Owner Property Type Statistics in Blaine, MN for VA Home Loan Refinance

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)145 4923
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