Top Helena, MN VA Mortgage Lenders

RankHelena VA Mortgage LenderHelena VA Home Loans ProcessedHelena VA Home Loans ApprovedHelena VA Home Loans DeniedHelena VA Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHelena VA Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 9 66%33%
  • 283%
  • (201,000 Loan / $71,000 Income)
  • 190%
  • (378,000 Loan / $198,000 Income)
2Phh Home Loans 4 75%0%
  • 221%
  • (142,000 / $64,000)
0
3Wells Fargo Funding 3 100%0% 0 0
4Jpmorgan Chase Bank 3 100%0%
  • 684%
  • (260,000 / $38,000)
0
5Us Bank 2 50%50%
  • 233%
  • (217,000 / $93,000)
  • 218%
  • (120,000 / $55,000)
6Summit Mortgage Corporation 2 0%0% 0 0
7State Bank & Trust 1 100%0%
  • 273%
  • (93,000 / $34,000)
0
8River City Mortgage And Financ 1 100%0%
  • 273%
  • (298,000 / $109,000)
0
9Paragon Financial Mortgage 1 100%0%
  • 301%
  • (250,000 / $83,000)
0
10Northern Star Bank 1 100%0% 0 0
11Midcountry Bank 1 0%100% 0
  • 227%
  • (241,000 / $106,000)
12Marketplace Home Mortgage Llc 1 0%0% 0 0
13Ifreedom Direct Corporation 1 100%0%
  • 144%
  • (153,000 / $106,000)
0
14Franklin American Mortgage Co 1 0%0% 0 0
15Flagstar Bank 1 100%0%
  • 493%
  • (395,000 / $80,000)
0
16Fairway Independent Mort. Corp 1 100%0%
  • 388%
  • (303,000 / $78,000)
0
17Countrywide Home Loans 1 100%0% 0 0
18Cornerstone Mortgage Company 1 100%0%
  • 460%
  • (184,000 / $40,000)
0
19Citimortgage 1 100%0% 0 0
20Centennial Mortgage & Funding 1 100%0%
  • 533%
  • (144,000 / $27,000)
0

Helena, MN VA Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 39
  2. Loan Applications Denied: 5
  3. % of Loan Applications Denied: 12
  4. # of Loan Originations: 29
  5. % of Loan Applications Originated 74

Helena, MN VA Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral60
Debt-to-income ratio20
Insufficient cash (downpayment, closing costs)20

Helena, MN VA Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003 6633
$100,000 - $300,00031 739
$300,000 - $500,0005 8020

Helena, MN VA Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00028 7710
$100,000 - $300,00011 6318

Loan to Income Ratios Research for VA Mortgage in Helena, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
100 - 200%875 25
200 - 300%1872 11
300 - 400%580 0
> 400%875 12

Helena, MN Home Owner Occupancy Type VA Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling37 7213
Not Owner-Occupied As A Principal Dwelling2 1000

Home Owner Property Type Statistics in Helena, MN for VA Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)39 7412
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