Top Conger, MN VA Mortgage Lenders

RankConger VA Mortgage LenderConger VA Home Loans ProcessedConger VA Home Loans ApprovedConger VA Home Loans DeniedConger VA Mortgage Median Loan to Income Ratio (LTR) for Approved LoansConger VA Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 24 70%12%
  • 258%
  • (124,000 Loan / $48,000 Income)
  • 424%
  • (123,000 Loan / $29,000 Income)
2Usaa Federal Savings Bank 6 66%0%
  • 300%
  • (258,000 / $86,000)
0
3Us Bank 6 83%16%
  • 313%
  • (163,000 / $52,000)
  • 300%
  • (90,000 / $30,000)
4Kleinbank 6 33%66%
  • 268%
  • (78,000 / $29,000)
  • 370%
  • (100,000 / $27,000)
5Wells Fargo Funding 5 100%0% 0 0
6Jpmorgan Chase Bank 5 100%0%
  • 250%
  • (188,000 / $75,000)
0
7Citimortgage 5 100%0% 0 0
8Ifreedom Direct Corporation 4 50%50%
  • 257%
  • (67,000 / $26,000)
  • 306%
  • (248,000 / $81,000)
9Phh Mortgage Corporation 3 100%0%
  • 348%
  • (143,000 / $41,000)
0
10River City Mortgage And Financ 2 100%0%
  • 231%
  • (167,000 / $72,000)
0
11Bell America Mortgage Llc Dba 2 100%0%
  • 415%
  • (183,000 / $44,000)
0
12Bank Of America 2 50%50%
  • 275%
  • (121,000 / $44,000)
  • 123%
  • (225,000 / $182,000)
13The Business Bank 1 100%0%
  • 313%
  • (251,000 / $80,000)
0
14Taylor, Bean & Whitaker 1 100%0% 0 0
15Quicken Loans 1 0%100% 0
  • 215%
  • (71,000 / $33,000)
16New Day Financial, Llc 1 0%0% 0 0
17Nationwide Advantage Mortgage 1 100%0% 0 0
18National City Bank 1 0%0% 0 0
19National Bank Of Kansas City 1 100%0%
  • 116%
  • (120,000 / $103,000)
0
20Mortgage Research Center, Llc 1 0%0% 0 0

Conger, MN VA Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 88
  2. Loan Applications Denied: 13
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 66
  5. % of Loan Applications Originated 75

Conger, MN VA Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral55
Debt-to-income ratio11
Credit application incomplete11
Credit history11
Insufficient cash (downpayment, closing costs)11

Conger, MN VA Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00027 6225
$100,000 - $300,00059 7910
$300,000 - $500,0002 1000

Conger, MN VA Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00081 7314
$100,000 - $300,0007 8514

Loan to Income Ratios Research for VA Mortgage in Conger, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
60 - 100%1100 0
100 - 200%1478 21
200 - 300%4273 11
300 - 400%2180 9
> 400%1060 30

Conger, MN Home Owner Occupancy Type VA Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling88 7514

Home Owner Property Type Statistics in Conger, MN for VA Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)85 7415
Manufactured Housing3 1000
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