Top Blaine, MN VA Mortgage Lenders

RankBlaine VA Mortgage LenderBlaine VA Home Loans ProcessedBlaine VA Home Loans ApprovedBlaine VA Home Loans DeniedBlaine VA Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBlaine VA Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 106 72%11%
  • 273%
  • (153,000 Loan / $56,000 Income)
  • 293%
  • (138,000 Loan / $47,000 Income)
2Usaa Federal Savings Bank 28 71%21%
  • 296%
  • (178,000 / $60,000)
  • 375%
  • (315,000 / $84,000)
3The Business Bank 26 100%0%
  • 268%
  • (164,000 / $61,000)
0
4New Day Financial, Llc 26 11%42%
  • 310%
  • (174,000 / $56,000)
  • 401%
  • (209,000 / $52,000)
5Us Bank 23 69%13%
  • 307%
  • (298,000 / $97,000)
  • 288%
  • (326,000 / $113,000)
6Quicken Loans 18 50%50%
  • 188%
  • (213,000 / $113,000)
  • 294%
  • (212,000 / $72,000)
7Jpmorgan Chase Bank 18 100%0%
  • 329%
  • (188,000 / $57,000)
0
8Bank Of America 17 76%0%
  • 409%
  • (209,000 / $51,000)
0
9Wells Fargo Funding 15 100%0% 0 0
10State Bank & Trust 11 100%0%
  • 291%
  • (248,000 / $85,000)
0
11Phh Home Loans 11 100%0%
  • 335%
  • (141,000 / $42,000)
0
12Citimortgage 11 90%0%
  • 291%
  • (140,000 / $48,000)
0
13Nfcu 9 44%11%
  • 214%
  • (159,000 / $74,000)
  • 4328%
  • (303,000 / $7,000)
14Pulte Mortgage Llc 8 50%37%
  • 265%
  • (252,000 / $95,000)
  • 386%
  • (267,000 / $69,000)
15Mortgage Investors Corp 8 12%50%
  • 211%
  • (269,000 / $127,000)
  • 155%
  • (187,000 / $120,000)
16Bell America Mortgage Llc Dba 8 75%0%
  • 414%
  • (207,000 / $50,000)
0
17Freedom Mortgage Corp. 7 42%57%
  • 300%
  • (123,000 / $41,000)
  • 437%
  • (153,000 / $35,000)
18Flagstar Bank 7 100%0%
  • 239%
  • (175,000 / $73,000)
0
19Countrywide Bank Fsb 7 85%14%
  • 334%
  • (137,000 / $41,000)
  • 272%
  • (221,000 / $81,000)
20Waterstone Mortgage Corp 6 83%16%
  • 351%
  • (218,000 / $62,000)
  • 336%
  • (202,000 / $60,000)

Blaine, MN VA Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 466
  2. Loan Applications Denied: 60
  3. % of Loan Applications Denied: 12
  4. # of Loan Originations: 344
  5. % of Loan Applications Originated 73

Blaine, MN VA Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral28
Credit history21
Debt-to-income ratio19
Credit application incomplete10
Unverifiable information6

Blaine, MN VA Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00019 7810
$100,000 - $300,000385 7411
$300,000 - $500,00058 6520
$500,000 - $1,000,0004 7525

Blaine, MN VA Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000365 7412
$100,000 - $300,000101 7012

Loan to Income Ratios Research for VA Mortgage in Blaine, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
60 - 100%40 25
100 - 200%7675 9
200 - 300%18376 10
300 - 400%12475 12
> 400%7964 20

Blaine, MN Home Owner Occupancy Type VA Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling463 7312
Not Owner-Occupied As A Principal Dwelling3 1000

Home Owner Property Type Statistics in Blaine, MN for VA Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)466 7312
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