Top Leigh, MN Mortgage Refinance Lenders

RankLeigh Mortgage Refinance LenderLeigh Home Refinance Loans ProcessedLeigh Home Refinance Loans ApprovedLeigh Home Refinance Loans DeniedLeigh Mortgage Refinance Median Loan to Income Ratio (LTR) for Approved LoansLeigh Mortgage Refinance Median LTR for Denied Loans
1Wells Fargo Bank 50 58%14%
  • 226%
  • (240,000 Loan / $106,000 Income)
  • 192%
  • (50,000 Loan / $26,000 Income)
2Farmers & Merchants State Bank 40 95%2%
  • 169%
  • (78,000 / $46,000)
  • 106%
  • (31,000 / $29,000)
3Unity Bank 34 70%23%
  • 227%
  • (173,000 / $76,000)
  • 263%
  • (108,000 / $41,000)
4Woodlands National Bank 19 57%26%
  • 150%
  • (54,000 / $36,000)
  • 329%
  • (135,000 / $41,000)
5Us Bank 17 58%5%
  • 295%
  • (236,000 / $80,000)
  • 216%
  • (117,000 / $54,000)
6Agstar Financial Services 17 47%11%
  • 143%
  • (93,000 / $65,000)
  • 414%
  • (145,000 / $35,000)
7Citimortgage 16 93%6%
  • 143%
  • (92,000 / $64,000)
  • 624%
  • (156,000 / $25,000)
8Citifinancial Services Inc 15 13%53%
  • 166%
  • (45,000 / $27,000)
  • 153%
  • (63,000 / $41,000)
9Jpmorgan Chase Bank 13 76%23%
  • 447%
  • (85,000 / $19,000)
  • 190%
  • (114,000 / $60,000)
10Beneficial Company Llc 11 0%72% 0
  • 306%
  • (153,000 / $50,000)
11Affinity Plus Federal Credit U 11 72%0%
  • 266%
  • (120,000 / $45,000)
0
12Us Bank North Dakota 10 20%60%
  • 312%
  • (200,000 / $64,000)
  • 124%
  • (129,000 / $104,000)
13Phh Mortgage Corporation 10 70%10%
  • 195%
  • (178,000 / $91,000)
  • 520%
  • (177,000 / $34,000)
14Embrace Home Loans, 10 10%30%
  • 138%
  • (108,000 / $78,000)
  • 722%
  • (260,000 / $36,000)
15Countrywide Bank Fsb 8 50%50%
  • 198%
  • (159,000 / $80,000)
  • 239%
  • (189,000 / $79,000)
16Bell America Mortgage Llc Dba 8 37%0%
  • 603%
  • (187,000 / $31,000)
0
17Towne Mortgage Company 6 100%0%
  • 385%
  • (104,000 / $27,000)
0
18Us Bk Na Nd 5 60%40%
  • 213%
  • (92,000 / $43,000)
  • 328%
  • (250,000 / $76,000)
19New Day Financial, Llc 5 0%100% 0
  • 256%
  • (300,000 / $117,000)
20Mortgage Guaranty Insurance Co 5 60%0%
  • 278%
  • (245,000 / $88,000)
0

Leigh, MN Mortgage Refinance Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 477
  2. Loan Applications Denied: 102
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 280
  5. % of Loan Applications Originated 58

Leigh, MN Home Loan Refinance Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral22
Credit history17
Debt-to-income ratio10
Credit application incomplete2
Employment history1

Leigh, MN Mortgage Refinance Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000137 5325
$100,000 - $300,000313 5920
$300,000 - $500,00027 6914

Leigh, MN Home Loans Refinance Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000377 5521
$100,000 - $300,00097 6920
$300,000 - $500,0002 500
$500,000 - $1,000,0001 1000

Loan to Income Ratios Research for Mortgage Refinance in Leigh, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%683 0
30 - 60%2351 21
60 - 100%3157 29
100 - 200%14963 20
200 - 300%12057 16
300 - 400%8257 20
> 400%6649 30

Leigh, MN Home Owner Occupancy Type Mortgage Refinance Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling414 5622
Not Owner-Occupied As A Principal Dwelling63 7615

Home Owner Property Type Statistics in Leigh, MN for Home Loan Refinance

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)421 5920
Manufactured Housing44 5034
One To Four-Family12 750
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