Top Helena, MN Mortgage Refinance Lenders

RankHelena Mortgage Refinance LenderHelena Home Refinance Loans ProcessedHelena Home Refinance Loans ApprovedHelena Home Refinance Loans DeniedHelena Mortgage Refinance Median Loan to Income Ratio (LTR) for Approved LoansHelena Mortgage Refinance Median LTR for Denied Loans
1Wells Fargo Bank 253 65%15%
  • 194%
  • (194,000 Loan / $100,000 Income)
  • 234%
  • (211,000 Loan / $90,000 Income)
2Community Security Bank 98 82%11%
  • 208%
  • (248,000 / $119,000)
  • 279%
  • (187,000 / $67,000)
3Roundbank 62 82%11%
  • 167%
  • (166,000 / $99,000)
  • 288%
  • (392,000 / $136,000)
4State Bank Of New Prague 53 81%3%
  • 58%
  • (50,000 / $85,000)
  • 1250%
  • (400,000 / $32,000)
5Citimortgage 47 87%0%
  • 298%
  • (152,000 / $51,000)
0
6Bank Of America 43 62%23%
  • 250%
  • (153,000 / $61,000)
  • 228%
  • (384,000 / $168,000)
7Jpmorgan Chase Bank 41 85%12%
  • 331%
  • (411,000 / $124,000)
  • 180%
  • (130,000 / $72,000)
8Us Bank 31 67%16%
  • 218%
  • (190,000 / $87,000)
  • 160%
  • (227,000 / $141,000)
9Countrywide Bank Fsb 31 70%19%
  • 320%
  • (173,000 / $54,000)
  • 329%
  • (102,000 / $31,000)
10Citibank 31 96%3%
  • 204%
  • (143,000 / $70,000)
  • 142%
  • (98,000 / $69,000)
11First Minnesota Bank 22 59%22%
  • 222%
  • (160,000 / $72,000)
  • 156%
  • (320,000 / $204,000)
12Hfc Company Llc 21 0%90% 0
  • 297%
  • (280,000 / $94,000)
13First Suburban National Bank 20 25%45%
  • 358%
  • (208,000 / $58,000)
  • 307%
  • (172,000 / $56,000)
14Beneficial Company Llc 17 5%82%
  • 267%
  • (190,000 / $71,000)
  • 302%
  • (230,000 / $76,000)
15Hometown Bank 14 85%7%
  • 178%
  • (150,000 / $84,000)
  • 241%
  • (181,000 / $75,000)
16Frandsen Bank & Trust 14 78%14%
  • 175%
  • (272,000 / $155,000)
  • 194%
  • (105,000 / $54,000)
17United Guaranty Corporation 13 61%30%
  • 332%
  • (173,000 / $52,000)
  • 437%
  • (118,000 / $27,000)
18Wells Fargo Funding 12 100%0%
  • 448%
  • (305,000 / $68,000)
0
19Wells Fargo Fin'l Minnesota 11 27%72%
  • 369%
  • (181,000 / $49,000)
  • 352%
  • (148,000 / $42,000)
20Mortgage Guaranty Insurance Co 11 72%0%
  • 327%
  • (167,000 / $51,000)
0

Helena, MN Mortgage Refinance Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,324
  2. Loan Applications Denied: 250
  3. % of Loan Applications Denied: 18
  4. # of Loan Originations: 837
  5. % of Loan Applications Originated 63

Helena, MN Home Loan Refinance Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral19
Debt-to-income ratio12
Credit history8
Credit application incomplete7
Unverifiable information1

Helena, MN Mortgage Refinance Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000220 7215
$100,000 - $300,000891 6217
$300,000 - $500,000194 5526
$500,000 - $1,000,00018 2238
$1,000,000 - $1,500,0001 1000

Helena, MN Home Loans Refinance Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000898 6219
$100,000 - $300,000411 6317
$300,000 - $500,0009 7711
$500,000 - $1,000,0005 800
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage Refinance in Helena, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3089 0
30 - 60%7169 16
60 - 100%7563 20
100 - 200%34670 13
200 - 300%37459 19
300 - 400%23061 17
> 400%19849 31

Helena, MN Home Owner Occupancy Type Mortgage Refinance Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,272 6219
Not Owner-Occupied As A Principal Dwelling50 7412
Not Applicable1 00

Home Owner Property Type Statistics in Helena, MN for Home Loan Refinance

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,274 6318
One To Four-Family48 6416
Manufactured Housing2 500
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