Top Conger, MN Mortgage Refinance Lenders

RankConger Mortgage Refinance LenderConger Home Refinance Loans ProcessedConger Home Refinance Loans ApprovedConger Home Refinance Loans DeniedConger Mortgage Refinance Median Loan to Income Ratio (LTR) for Approved LoansConger Mortgage Refinance Median LTR for Denied Loans
1Wells Fargo Bank 612 57%16%
  • 194%
  • (115,000 Loan / $59,000 Income)
  • 178%
  • (178,000 Loan / $100,000 Income)
2Beneficial Company Llc 168 10%73%
  • 201%
  • (121,000 / $60,000)
  • 208%
  • (125,000 / $60,000)
3Affinity Plus Federal Credit U 166 67%6%
  • 173%
  • (104,000 / $60,000)
  • 247%
  • (171,000 / $69,000)
4Countrywide Bank Fsb 163 68%19%
  • 236%
  • (170,000 / $72,000)
  • 261%
  • (89,000 / $34,000)
5Citimortgage 156 78%8%
  • 216%
  • (214,000 / $99,000)
  • 307%
  • (200,000 / $65,000)
6Jpmorgan Chase Bank 153 75%20%
  • 228%
  • (162,000 / $71,000)
  • 210%
  • (80,000 / $38,000)
7Us Bank North Dakota 103 37%39%
  • 128%
  • (45,000 / $35,000)
  • 178%
  • (84,000 / $47,000)
8Us Bank 103 71%20%
  • 198%
  • (270,000 / $136,000)
  • 190%
  • (95,000 / $50,000)
9Embrace Home Loans, 99 12%43%
  • 117%
  • (33,000 / $28,000)
  • 285%
  • (80,000 / $28,000)
10Bank Of America 97 71%20%
  • 233%
  • (140,000 / $60,000)
  • 219%
  • (114,000 / $52,000)
11Countrywide Home Loans 96 80%13%
  • 185%
  • (145,000 / $78,000)
  • 247%
  • (136,000 / $55,000)
12Citifinancial Services Inc 84 30%41%
  • 173%
  • (120,000 / $69,000)
  • 180%
  • (27,000 / $15,000)
13Phh Mortgage Corporation 72 84%2%
  • 206%
  • (198,000 / $96,000)
  • 452%
  • (199,000 / $44,000)
14Wells Fargo Fin'l Minnesota 70 20%51%
  • 178%
  • (68,000 / $38,000)
  • 231%
  • (125,000 / $54,000)
15Citibank 63 84%7%
  • 84%
  • (27,000 / $32,000)
  • 86%
  • (56,000 / $65,000)
16Wells Fargo Funding 61 98%0%
  • 227%
  • (150,000 / $66,000)
0
17Agstar Financial Services 60 65%10%
  • 210%
  • (120,000 / $57,000)
  • 260%
  • (130,000 / $50,000)
18Riverwood Bank 58 77%10%
  • 133%
  • (84,000 / $63,000)
  • 89%
  • (25,000 / $28,000)
19Hfc Company Llc 58 10%63%
  • 139%
  • (71,000 / $51,000)
  • 176%
  • (81,000 / $46,000)
20Wells Federal Bank 56 67%16%
  • 164%
  • (207,000 / $126,000)
  • 224%
  • (74,000 / $33,000)

Conger, MN Mortgage Refinance Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 4,412
  2. Loan Applications Denied: 995
  3. % of Loan Applications Denied: 22
  4. # of Loan Originations: 2,510
  5. % of Loan Applications Originated 56

Conger, MN Home Loan Refinance Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral16
Credit history11
Debt-to-income ratio10
Credit application incomplete3
Unverifiable information2

Conger, MN Mortgage Refinance Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,588 5525
$100,000 - $300,0002,579 5720
$300,000 - $500,000229 5123
$500,000 - $1,000,00014 5042
$1,000,000 - $1,500,0001 1000
> $2,000,0001 1000

Conger, MN Home Loans Refinance Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,645 5424
$100,000 - $300,000721 6415
$300,000 - $500,00029 6413
$500,000 - $1,000,00012 4141
$1,000,000 - $1,500,0004 7525
$1,500,000 - $2,000,0001 00

Loan to Income Ratios Research for Mortgage Refinance in Conger, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%9065 15
30 - 60%21557 22
60 - 100%38461 21
100 - 200%1,43060 20
200 - 300%1,21357 21
300 - 400%65252 23
> 400%42842 34

Conger, MN Home Owner Occupancy Type Mortgage Refinance Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling4,160 5622
Not Owner-Occupied As A Principal Dwelling232 6618
Not Applicable10 1040

Home Owner Property Type Statistics in Conger, MN for Home Loan Refinance

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)4,094 5623
One To Four-Family207 695
Manufactured Housing111 4333
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