Top Bock, MN Mortgage Refinance Lenders

RankBock Mortgage Refinance LenderBock Home Refinance Loans ProcessedBock Home Refinance Loans ApprovedBock Home Refinance Loans DeniedBock Mortgage Refinance Median Loan to Income Ratio (LTR) for Approved LoansBock Mortgage Refinance Median LTR for Denied Loans
1Wells Fargo Bank 957 59%18%
  • 196%
  • (102,000 Loan / $52,000 Income)
  • 200%
  • (70,000 Loan / $35,000 Income)
2Countrywide Bank Fsb 220 66%21%
  • 253%
  • (304,000 / $120,000)
  • 283%
  • (218,000 / $77,000)
3Citimortgage 212 72%8%
  • 246%
  • (224,000 / $91,000)
  • 248%
  • (124,000 / $50,000)
4Beneficial Company Llc 189 6%76%
  • 168%
  • (111,000 / $66,000)
  • 246%
  • (205,000 / $83,000)
5Us Bank 163 74%14%
  • 223%
  • (114,000 / $51,000)
  • 259%
  • (174,000 / $67,000)
6Jpmorgan Chase Bank 157 68%29%
  • 203%
  • (163,000 / $80,000)
  • 242%
  • (109,000 / $45,000)
7Affinity Plus Federal Credit U 140 60%6%
  • 163%
  • (124,000 / $76,000)
  • 210%
  • (145,000 / $69,000)
8Countrywide Home Loans 121 69%23%
  • 185%
  • (327,000 / $176,000)
  • 241%
  • (70,000 / $29,000)
9Wells Fargo Fin'l Minnesota 113 22%47%
  • 238%
  • (112,000 / $47,000)
  • 241%
  • (249,000 / $103,000)
10Bank Of America 112 65%22%
  • 263%
  • (237,000 / $90,000)
  • 226%
  • (278,000 / $123,000)
11Embrace Home Loans, 101 13%44%
  • 185%
  • (176,000 / $95,000)
  • 257%
  • (178,000 / $69,000)
12Citibank 98 75%14%
  • 137%
  • (55,000 / $40,000)
  • 99%
  • (99,000 / $100,000)
13Genworth Mortgage Insurance Co 89 52%6%
  • 290%
  • (96,000 / $33,000)
  • 160%
  • (112,000 / $70,000)
14Phh Mortgage Corporation 84 86%1%
  • 224%
  • (112,000 / $50,000)
  • 270%
  • (130,000 / $48,000)
15Mortgage Guaranty Insurance Co 84 66%9%
  • 257%
  • (144,000 / $56,000)
  • 312%
  • (225,000 / $72,000)
16Citifinancial Services Inc 79 31%45%
  • 202%
  • (342,000 / $169,000)
  • 192%
  • (100,000 / $52,000)
17Agstar Financial Services 74 55%14%
  • 246%
  • (180,000 / $73,000)
  • 284%
  • (165,000 / $58,000)
18Gmac Mortgage Llc 69 10%44%
  • 262%
  • (155,000 / $59,000)
  • 230%
  • (203,000 / $88,000)
19Us Bank North Dakota 67 35%40%
  • 168%
  • (103,000 / $61,000)
  • 263%
  • (380,000 / $144,000)
20First Suburban National Bank 56 8%57%
  • 151%
  • (115,000 / $76,000)
  • 297%
  • (137,000 / $46,000)

Bock, MN Mortgage Refinance Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 5,681
  2. Loan Applications Denied: 1,310
  3. % of Loan Applications Denied: 23
  4. # of Loan Originations: 3,165
  5. % of Loan Applications Originated 55

Bock, MN Home Loan Refinance Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral17
Credit history10
Debt-to-income ratio9
Credit application incomplete3
Unverifiable information1

Bock, MN Mortgage Refinance Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,746 5722
$100,000 - $300,0003,660 5423
$300,000 - $500,000268 5125
$500,000 - $1,000,0006 1650
> $2,000,0001 0100

Bock, MN Home Loans Refinance Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0004,841 5324
$100,000 - $300,000790 6512
$300,000 - $500,00032 6225
$500,000 - $1,000,00012 748
$1,000,000 - $1,500,0003 660
> $2,000,0003 0100

Loan to Income Ratios Research for Mortgage Refinance in Bock, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%9969 17
30 - 60%23859 20
60 - 100%43660 19
100 - 200%1,57161 18
200 - 300%1,66752 23
300 - 400%95153 24
> 400%71940 34

Bock, MN Home Owner Occupancy Type Mortgage Refinance Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling5,331 5523
Not Owner-Occupied As A Principal Dwelling324 6518
Not Applicable10 5010

Home Owner Property Type Statistics in Bock, MN for Home Loan Refinance

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)5,157 5523
One To Four-Family342 646
Manufactured Housing182 4631
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