Top Zia Pueblo, NM Mortgage Lenders

RankZia Pueblo Mortgage LenderZia Pueblo Home Loans ProcessedZia Pueblo Home Loans ApprovedZia Pueblo Home Loans DeniedZia Pueblo Mortgage Median Loan to Income Ratio (LTR) for Approved LoansZia Pueblo Mortgage Median LTR for Denied Loans
1Los Alamos National Bank 189 79%4%
  • 125%
  • (98,000 Loan / $78,000 Income)
  • 208%
  • (215,000 Loan / $103,000 Income)
2Wells Fargo Bank 72 47%31%
  • 168%
  • (276,000 / $164,000)
  • 121%
  • (56,000 / $46,000)
3Beneficial Company Llc 23 13%43%
  • 19%
  • (6,000 / $31,000)
  • 295%
  • (145,000 / $49,000)
4Countrywide Bank Fsb 22 77%13%
  • 250%
  • (100,000 / $40,000)
  • 219%
  • (158,000 / $72,000)
521st Mortgage 19 26%63%
  • 121%
  • (62,000 / $51,000)
  • 248%
  • (296,000 / $119,000)
6Citimortgage 14 85%7%
  • 173%
  • (251,000 / $145,000)
  • 254%
  • (417,000 / $164,000)
7Jpmorgan Chase Bank 12 66%33%
  • 426%
  • (179,000 / $42,000)
  • 188%
  • (136,000 / $72,000)
8Bank Of America 11 63%27%
  • 182%
  • (102,000 / $56,000)
  • 68%
  • (171,000 / $250,000)
9Wells Fargo Fin'l New Mexico 8 25%25%
  • 230%
  • (159,000 / $69,000)
  • 416%
  • (304,000 / $73,000)
10Suburban Mortgage Co Of Nm 8 87%12%
  • 232%
  • (172,000 / $74,000)
  • 312%
  • (256,000 / $82,000)
11Embrace Home Loans, 8 0%37% 0
  • 500%
  • (170,000 / $34,000)
12Bank Of Albuquerque 8 25%37%
  • 304%
  • (277,000 / $91,000)
  • 62%
  • (5,000 / $8,000)
13Usaa Federal Savings Bank 7 57%0%
  • 342%
  • (154,000 / $45,000)
0
14Taylor, Bean & Whitaker 7 71%14%
  • 218%
  • (107,000 / $49,000)
  • 495%
  • (238,000 / $48,000)
15Suntrust Mortgage 7 57%0%
  • 64%
  • (147,000 / $228,000)
0
16Countrywide Home Loans 7 85%0%
  • 240%
  • (456,000 / $190,000)
0
17Bank Of The West 7 71%28%
  • 136%
  • (219,000 / $160,000)
  • 311%
  • (268,000 / $86,000)
18United Guaranty Corporation 6 83%16%
  • 187%
  • (225,000 / $120,000)
  • 164%
  • (163,000 / $99,000)
19Pmi Mortgage Insurance Co. 6 83%0%
  • 277%
  • (147,000 / $53,000)
0
20Citibank 6 66%0%
  • 215%
  • (285,000 / $132,000)
0

Zia Pueblo, NM Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 666
  2. Loan Applications Denied: 130
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 378
  5. % of Loan Applications Originated 56

Zia Pueblo, NM Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history17
Collateral15
Debt-to-income ratio11
Unverifiable information2
Credit application incomplete2

Zia Pueblo, NM Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000204 5723
$100,000 - $300,000418 5617
$300,000 - $500,00041 4519
$500,000 - $1,000,0003 3333

Zia Pueblo, NM Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000418 5323
$100,000 - $300,000245 6213
$300,000 - $500,0003 3333

Loan to Income Ratios Research for Mortgage in Zia Pueblo, NM

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%4269 21
30 - 60%5761 21
60 - 100%6859 11
100 - 200%19160 16
200 - 300%17856 19
300 - 400%7040 28
> 400%6042 26

Zia Pueblo, NM Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling545 5521
Not Owner-Occupied As A Principal Dwelling110 6012
Not Applicable1 0100

Home Owner Property Type Statistics in Zia Pueblo, NM for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)548 5717
Manufactured Housing89 4438
One To Four-Family29 826
More Zia Pueblo, NM Mortgage Research: