Top Wyanett, MN Mortgage Lenders

RankWyanett Mortgage LenderWyanett Home Loans ProcessedWyanett Home Loans ApprovedWyanett Home Loans DeniedWyanett Mortgage Median Loan to Income Ratio (LTR) for Approved LoansWyanett Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 868 56%22%
  • 228%
  • (73,000 Loan / $32,000 Income)
  • 234%
  • (183,000 Loan / $78,000 Income)
2Jpmorgan Chase Bank 299 78%19%
  • 252%
  • (63,000 / $25,000)
  • 292%
  • (114,000 / $39,000)
3Minnco Credit Union 282 37%19%
  • 181%
  • (172,000 / $95,000)
  • 297%
  • (143,000 / $48,000)
4Citimortgage 248 81%6%
  • 265%
  • (303,000 / $114,000)
  • 297%
  • (211,000 / $71,000)
5Countrywide Bank Fsb 247 72%15%
  • 246%
  • (155,000 / $63,000)
  • 334%
  • (167,000 / $50,000)
6Us Bank 241 74%12%
  • 282%
  • (147,000 / $52,000)
  • 285%
  • (234,000 / $82,000)
7Bank Of America 184 70%17%
  • 285%
  • (228,000 / $80,000)
  • 252%
  • (318,000 / $126,000)
8Countrywide Home Loans 182 79%12%
  • 244%
  • (208,000 / $85,000)
  • 219%
  • (171,000 / $78,000)
9Affinity Plus Federal Credit U 171 63%9%
  • 107%
  • (90,000 / $84,000)
  • 321%
  • (183,000 / $57,000)
10Tcf National Bank 113 30%38%
  • 264%
  • (140,000 / $53,000)
  • 276%
  • (210,000 / $76,000)
11Bell America Mortgage Llc Dba 108 64%4%
  • 276%
  • (127,000 / $46,000)
  • 320%
  • (128,000 / $40,000)
12Citibank 107 84%7%
  • 67%
  • (67,000 / $99,000)
  • 86%
  • (50,000 / $58,000)
13Beneficial Company Llc 104 3%68%
  • 178%
  • (173,000 / $97,000)
  • 267%
  • (150,000 / $56,000)
14Us Bank North Dakota 98 29%46%
  • 155%
  • (70,000 / $45,000)
  • 268%
  • (231,000 / $86,000)
15Wells Fargo Funding 97 100%0%
  • 255%
  • (268,000 / $105,000)
0
16Mortgage Guaranty Insurance Co 81 77%7%
  • 300%
  • (180,000 / $60,000)
  • 265%
  • (273,000 / $103,000)
17Wells Fargo Fin'l Minnesota 78 11%60%
  • 313%
  • (213,000 / $68,000)
  • 214%
  • (167,000 / $78,000)
18Embrace Home Loans, 72 1%51%
  • 187%
  • (270,000 / $144,000)
  • 348%
  • (150,000 / $43,000)
19Bremer Bank Na (Twin Cities) 71 84%4%
  • 151%
  • (47,000 / $31,000)
  • 256%
  • (100,000 / $39,000)
20The Business Bank 61 91%3%
  • 298%
  • (316,000 / $106,000)
  • 615%
  • (271,000 / $44,000)

Wyanett, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 6,776
  2. Loan Applications Denied: 1,402
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 3,974
  5. % of Loan Applications Originated 58

Wyanett, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral16
Debt-to-income ratio11
Credit history11
Credit application incomplete4
Unverifiable information1

Wyanett, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,599 5921
$100,000 - $300,0004,733 5820
$300,000 - $500,000410 5022
$500,000 - $1,000,00032 2740
$1,000,000 - $1,500,0001 1000
$1,500,000 - $2,000,0001 1000

Wyanett, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0005,636 5821
$100,000 - $300,0001,066 5719
$300,000 - $500,00042 5116
$500,000 - $1,000,00024 5812
$1,000,000 - $1,500,0003 6633
$1,500,000 - $2,000,0003 660
> $2,000,0002 5050

Loan to Income Ratios Research for Mortgage in Wyanett, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%23049 29
30 - 60%36456 22
60 - 100%42961 19
100 - 200%1,32462 17
200 - 300%1,89960 17
300 - 400%1,40557 19
> 400%1,12549 28

Wyanett, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling6,390 5820
Not Owner-Occupied As A Principal Dwelling360 5323
Not Applicable4 1000

Home Owner Property Type Statistics in Wyanett, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)6,333 5821
One To Four-Family338 765
Manufactured Housing105 3043
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