Top Wright, MN Mortgage Lenders

RankWright Mortgage LenderWright Home Loans ProcessedWright Home Loans ApprovedWright Home Loans DeniedWright Mortgage Median Loan to Income Ratio (LTR) for Approved LoansWright Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 50 48%36%
  • 130%
  • (72,000 Loan / $55,000 Income)
  • 103%
  • (100,000 Loan / $97,000 Income)
2Citifinancial Services Inc 16 68%18%
  • 146%
  • (85,000 / $58,000)
  • 80%
  • (32,000 / $40,000)
3Jpmorgan Chase Bank 15 73%26%
  • 338%
  • (88,000 / $26,000)
  • 145%
  • (80,000 / $55,000)
4Countrywide Bank Fsb 13 53%46%
  • 250%
  • (65,000 / $26,000)
  • 386%
  • (58,000 / $15,000)
5Genworth Mortgage Insurance Co 11 27%0%
  • 325%
  • (91,000 / $28,000)
0
6Bremer Bank Na (Grand Forks) 11 90%0%
  • 162%
  • (83,000 / $51,000)
0
7Wealthbridge Mortgage Corp. 9 88%0%
  • 226%
  • (197,000 / $87,000)
0
8Mortgage Services Iii, L.L.C. 8 50%12%
  • 207%
  • (56,000 / $27,000)
  • 146%
  • (151,000 / $103,000)
9Citimortgage 8 62%12% 0
  • 285%
  • (57,000 / $20,000)
10National City Bank 7 71%0%
  • 249%
  • (177,000 / $71,000)
0
11Countrywide Home Loans 6 66%16% 0
  • 21%
  • (29,000 / $135,000)
12Beneficial Company Llc 6 0%83% 0
  • 107%
  • (70,000 / $65,000)
13Quicken Loans 5 60%20%
  • 348%
  • (87,000 / $25,000)
  • 396%
  • (115,000 / $29,000)
14Gmac Mortgage Llc 5 0%80% 0
  • 226%
  • (138,000 / $61,000)
15Wells Fargo Fin'l Minnesota 4 0%25% 0
  • 38%
  • (18,000 / $47,000)
16Us Bank 4 25%75%
  • 125%
  • (35,000 / $28,000)
  • 312%
  • (75,000 / $24,000)
17Prime Security Bank 4 50%50%
  • 50%
  • (8,000 / $16,000)
  • 75%
  • (12,000 / $16,000)
18Hfc Company Llc 4 0%25% 0
  • 142%
  • (50,000 / $35,000)
19Embrace Home Loans, 4 0%25% 0
  • 450%
  • (135,000 / $30,000)
20Delta Funding Corporation 4 0%50% 0
  • 284%
  • (185,000 / $65,000)

Wright, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 287
  2. Loan Applications Denied: 78
  3. % of Loan Applications Denied: 27
  4. # of Loan Originations: 146
  5. % of Loan Applications Originated 50

Wright, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral16
Credit history12
Debt-to-income ratio5
Credit application incomplete4
Unverifiable information1

Wright, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000171 5226
$100,000 - $300,000116 4627

Wright, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000264 5027
$100,000 - $300,00022 5322
$500,000 - $1,000,0001 00

Loan to Income Ratios Research for Mortgage in Wright, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1330 53
30 - 60%2454 25
60 - 100%4150 26
100 - 200%9345 22
200 - 300%6158 21
300 - 400%3953 35
> 400%1649 37

Wright, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling281 5027
Not Owner-Occupied As A Principal Dwelling5 8020

Home Owner Property Type Statistics in Wright, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)242 5327
Manufactured Housing24 2950
One To Four-Family21 470
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