Top Woodbury, MN Mortgage Lenders

RankWoodbury Mortgage LenderWoodbury Home Loans ProcessedWoodbury Home Loans ApprovedWoodbury Home Loans DeniedWoodbury Mortgage Median Loan to Income Ratio (LTR) for Approved LoansWoodbury Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 7,109 72%9%
  • 198%
  • (197,000 Loan / $99,000 Income)
  • 210%
  • (320,000 Loan / $152,000 Income)
2Jpmorgan Chase Bank 1,764 90%8%
  • 208%
  • (277,000 / $133,000)
  • 234%
  • (270,000 / $115,000)
3Us Bank 1,629 82%7%
  • 215%
  • (185,000 / $86,000)
  • 243%
  • (224,000 / $92,000)
4Citimortgage 1,003 83%3%
  • 221%
  • (204,000 / $92,000)
  • 267%
  • (316,000 / $118,000)
5Bank Of America 898 82%9%
  • 232%
  • (209,000 / $90,000)
  • 244%
  • (66,000 / $27,000)
6Countrywide Bank Fsb 790 81%11%
  • 217%
  • (246,000 / $113,000)
  • 242%
  • (153,000 / $63,000)
7Wells Fargo Funding 684 98%0%
  • 183%
  • (415,000 / $226,000)
  • 149%
  • (383,000 / $256,000)
8Citibank 612 74%12%
  • 153%
  • (166,000 / $108,000)
  • 154%
  • (127,000 / $82,000)
9Affinity Plus Federal Credit U 582 63%2%
  • 130%
  • (154,000 / $118,000)
  • 194%
  • (72,000 / $37,000)
10The Business Bank 504 96%2%
  • 232%
  • (177,000 / $76,000)
  • 321%
  • (225,000 / $70,000)
11Phh Home Loans 472 84%2%
  • 255%
  • (296,000 / $116,000)
  • 280%
  • (118,000 / $42,000)
12Tcf National Bank 454 26%38%
  • 211%
  • (207,000 / $98,000)
  • 286%
  • (215,000 / $75,000)
13Mortgage Guaranty Insurance Co 438 78%4%
  • 282%
  • (257,000 / $91,000)
  • 275%
  • (143,000 / $52,000)
14Countrywide Home Loans 411 87%9%
  • 238%
  • (143,000 / $60,000)
  • 251%
  • (468,000 / $186,000)
15Radian Guaranty 406 81%1%
  • 266%
  • (165,000 / $62,000)
  • 280%
  • (143,000 / $51,000)
16United Guaranty Corporation 383 81%5%
  • 261%
  • (356,000 / $136,000)
  • 241%
  • (152,000 / $63,000)
17Bell America Mortgage Llc Dba 375 75%0%
  • 275%
  • (88,000 / $32,000)
  • 514%
  • (587,000 / $114,000)
18Provident Funding Associates 345 71%15%
  • 221%
  • (168,000 / $76,000)
  • 284%
  • (225,000 / $79,000)
19Us Bk Na Nd 342 55%31%
  • 121%
  • (28,000 / $23,000)
  • 171%
  • (67,000 / $39,000)
20Genworth Mortgage Insurance Co 333 72%4%
  • 277%
  • (175,000 / $63,000)
  • 242%
  • (289,000 / $119,000)

Woodbury, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 32,865
  2. Loan Applications Denied: 3,641
  3. % of Loan Applications Denied: 11
  4. # of Loan Originations: 23,907
  5. % of Loan Applications Originated 72

Woodbury, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral11
Debt-to-income ratio7
Credit history5
Credit application incomplete3
Unverifiable information1

Woodbury, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0004,643 6714
$100,000 - $300,00021,417 739
$300,000 - $500,0006,458 7111
$500,000 - $1,000,000341 4531
$1,000,000 - $1,500,0005 6040
$1,500,000 - $2,000,0001 0100

Woodbury, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00017,709 7012
$100,000 - $300,00014,450 749
$300,000 - $500,000527 7211
$500,000 - $1,000,000138 708
$1,000,000 - $1,500,00029 3417
$1,500,000 - $2,000,0008 4925
> $2,000,0004 750

Loan to Income Ratios Research for Mortgage in Woodbury, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%97464 15
30 - 60%1,54067 13
60 - 100%2,21172 12
100 - 200%9,07575 8
200 - 300%10,28474 9
300 - 400%5,73872 11
> 400%3,04361 19

Woodbury, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling31,663 7310
Not Owner-Occupied As A Principal Dwelling1,128 6517
Not Applicable20 6525

Home Owner Property Type Statistics in Woodbury, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)30,820 7211
One To Four-Family2,016 774
Manufactured Housing29 1365
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