Top Wisconsin, MN Mortgage Lenders

RankWisconsin Mortgage LenderWisconsin Home Loans ProcessedWisconsin Home Loans ApprovedWisconsin Home Loans DeniedWisconsin Mortgage Median Loan to Income Ratio (LTR) for Approved LoansWisconsin Mortgage Median LTR for Denied Loans
1Agstar Financial Services 22 50%18%
  • 135%
  • (106,000 Loan / $78,000 Income)
  • 456%
  • (265,000 Loan / $58,000 Income)
2Wells Fargo Bank 18 44%22%
  • 166%
  • (165,000 / $99,000)
  • 233%
  • (315,000 / $135,000)
3Bank Of America 18 55%27%
  • 146%
  • (72,000 / $49,000)
  • 218%
  • (175,000 / $80,000)
4Genworth Mortgage Insurance Co 12 16%8%
  • 363%
  • (360,000 / $99,000)
  • 303%
  • (167,000 / $55,000)
5Jpmorgan Chase Bank 10 80%20%
  • 149%
  • (127,000 / $85,000)
  • 124%
  • (143,000 / $115,000)
6Bank Of The West 10 70%20%
  • 77%
  • (88,000 / $113,000)
  • 241%
  • (70,000 / $29,000)
7Northwest Bank 9 66%0%
  • 438%
  • (158,000 / $36,000)
0
8Iowa Bankers Mortgage Corporat 7 85%14%
  • 173%
  • (125,000 / $72,000)
  • 189%
  • (121,000 / $64,000)
9Citimortgage 7 100%0%
  • 221%
  • (186,000 / $84,000)
0
10Us Bank 6 66%0%
  • 150%
  • (125,000 / $83,000)
0
11Merchants Bank 6 100%0%
  • 140%
  • (193,000 / $137,000)
0
12Countrywide Bank Fsb 6 50%16%
  • 100%
  • (66,000 / $66,000)
  • 254%
  • (107,000 / $42,000)
13Citibank 6 66%33%
  • 93%
  • (92,000 / $98,000)
  • 78%
  • (75,000 / $96,000)
14Pmi Mortgage Insurance Co. 5 80%0%
  • 241%
  • (135,000 / $56,000)
0
15Mortgage Guaranty Insurance Co 5 100%0%
  • 116%
  • (99,000 / $85,000)
0
16Embrace Home Loans, 5 0%60% 0
  • 291%
  • (102,000 / $35,000)
17Wells Fargo Fin'l Minnesota 4 25%75%
  • 172%
  • (145,000 / $84,000)
  • 228%
  • (158,000 / $69,000)
18United Prairie Bank 4 75%25%
  • 135%
  • (532,000 / $394,000)
  • 21%
  • (11,000 / $52,000)
19Suntrust Mortgage 4 50%0%
  • 253%
  • (132,000 / $52,000)
0
20Countrywide Home Loans 4 25%25% 0
  • 149%
  • (149,000 / $100,000)

Wisconsin, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 260
  2. Loan Applications Denied: 51
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 150
  5. % of Loan Applications Originated 57

Wisconsin, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history9
Collateral7
Debt-to-income ratio3
Unverifiable information2
Credit application incomplete2

Wisconsin, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000122 6218
$100,000 - $300,000134 5220
$300,000 - $500,0003 6633
$500,000 - $1,000,0001 1000

Wisconsin, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000219 5620
$100,000 - $300,00040 5715
$300,000 - $500,0001 1000

Loan to Income Ratios Research for Mortgage in Wisconsin, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1566 13
30 - 60%1361 23
60 - 100%3073 16
100 - 200%9260 15
200 - 300%5950 22
300 - 400%3544 22
> 400%1650 37

Wisconsin, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling243 5720
Not Owner-Occupied As A Principal Dwelling16 686
Not Applicable1 00

Home Owner Property Type Statistics in Wisconsin, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)229 5821
One To Four-Family30 563
Manufactured Housing1 00
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