Top Winton, MN Mortgage Lenders

RankWinton Mortgage LenderWinton Home Loans ProcessedWinton Home Loans ApprovedWinton Home Loans DeniedWinton Mortgage Median Loan to Income Ratio (LTR) for Approved LoansWinton Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 315 62%19%
  • 160%
  • (90,000 Loan / $56,000 Income)
  • 138%
  • (61,000 Loan / $44,000 Income)
2Us Bank 72 66%22%
  • 233%
  • (133,000 / $57,000)
  • 235%
  • (417,000 / $177,000)
3Frandsen Bank & Trust 70 82%7%
  • 164%
  • (102,000 / $62,000)
  • 158%
  • (65,000 / $41,000)
4Jpmorgan Chase Bank 62 83%11%
  • 200%
  • (397,000 / $198,000)
  • 123%
  • (80,000 / $65,000)
5American Bank Of The North 61 65%22%
  • 126%
  • (100,000 / $79,000)
  • 289%
  • (188,000 / $65,000)
6Queen City Federal Savings Ban 59 88%6%
  • 194%
  • (76,000 / $39,000)
  • 227%
  • (100,000 / $44,000)
7Northview Bank 59 66%20%
  • 181%
  • (205,000 / $113,000)
  • 235%
  • (125,000 / $53,000)
8Bank Of America 51 52%15%
  • 197%
  • (251,000 / $127,000)
  • 262%
  • (160,000 / $61,000)
9Affinity Plus Federal Credit U 49 65%4%
  • 132%
  • (165,000 / $125,000)
  • 278%
  • (198,000 / $71,000)
10Bell America Mortgage Llc Dba 41 60%0%
  • 250%
  • (80,000 / $32,000)
0
11Us Bk Na Nd 40 40%45%
  • 121%
  • (173,000 / $142,000)
  • 155%
  • (152,000 / $98,000)
12Phh Mortgage Corporation 39 53%25%
  • 231%
  • (148,000 / $64,000)
  • 241%
  • (215,000 / $89,000)
13Boundary Waters Bank 33 45%39%
  • 82%
  • (220,000 / $267,000)
  • 294%
  • (165,000 / $56,000)
14Us Bank North Dakota 32 31%46%
  • 206%
  • (60,000 / $29,000)
  • 250%
  • (125,000 / $50,000)
15Citimortgage 30 76%16%
  • 69%
  • (187,000 / $268,000)
  • 333%
  • (120,000 / $36,000)
16State Bank Of Tower 29 62%10%
  • 141%
  • (34,000 / $24,000)
  • 66%
  • (26,000 / $39,000)
17Countrywide Bank Fsb 26 73%15%
  • 195%
  • (234,000 / $120,000)
  • 393%
  • (417,000 / $106,000)
18Freedom Mortgage Corp. 22 72%9%
  • 278%
  • (114,000 / $41,000)
  • 570%
  • (137,000 / $24,000)
19Quicken Loans 19 47%31%
  • 380%
  • (80,000 / $21,000)
  • 273%
  • (123,000 / $45,000)
20Flagstar Bank 19 68%10%
  • 235%
  • (355,000 / $151,000)
  • 924%
  • (490,000 / $53,000)

Winton, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,757
  2. Loan Applications Denied: 347
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 1,107
  5. % of Loan Applications Originated 63

Winton, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral22
Debt-to-income ratio17
Credit history10
Unverifiable information4
Credit application incomplete4

Winton, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000492 6023
$100,000 - $300,000992 6417
$300,000 - $500,000233 6219
$500,000 - $1,000,00034 3535
$1,000,000 - $1,500,0003 3366
> $2,000,0003 033

Winton, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,082 6021
$100,000 - $300,000562 6616
$300,000 - $500,00052 5625
$500,000 - $1,000,00051 6613
$1,000,000 - $1,500,0003 3333
$1,500,000 - $2,000,0003 660
> $2,000,0004 5025

Loan to Income Ratios Research for Mortgage in Winton, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6261 24
30 - 60%10270 17
60 - 100%23060 18
100 - 200%53866 18
200 - 300%39366 17
300 - 400%21455 21
> 400%21851 26

Winton, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,154 6220
Not Owner-Occupied As A Principal Dwelling591 6419

Home Owner Property Type Statistics in Winton, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,678 6219
One To Four-Family45 776
Manufactured Housing34 5232
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