Top Winsor, MN Mortgage Lenders

RankWinsor Mortgage LenderWinsor Home Loans ProcessedWinsor Home Loans ApprovedWinsor Home Loans DeniedWinsor Mortgage Median Loan to Income Ratio (LTR) for Approved LoansWinsor Mortgage Median LTR for Denied Loans
1Affinity Plus Federal Credit U 131 59%8%
  • 114%
  • (40,000 Loan / $35,000 Income)
  • 171%
  • (185,000 Loan / $108,000 Income)
2Wells Fargo Bank 86 53%24%
  • 231%
  • (155,000 / $67,000)
  • 232%
  • (100,000 / $43,000)
3First National Bank 38 86%7%
  • 100%
  • (50,000 / $50,000)
  • 46%
  • (7,000 / $15,000)
4Citimortgage 18 72%11%
  • 377%
  • (68,000 / $18,000)
  • 465%
  • (270,000 / $58,000)
5Bank Forward 17 58%5%
  • 220%
  • (108,000 / $49,000)
  • 230%
  • (150,000 / $65,000)
6Jpmorgan Chase Bank 13 76%23%
  • 312%
  • (50,000 / $16,000)
  • 334%
  • (127,000 / $38,000)
7Us Bank 12 83%8%
  • 174%
  • (148,000 / $85,000)
  • 148%
  • (111,000 / $75,000)
8Countrywide Bank Fsb 12 66%33%
  • 167%
  • (256,000 / $153,000)
  • 187%
  • (120,000 / $64,000)
9Bank Of America 11 63%36%
  • 205%
  • (74,000 / $36,000)
  • 384%
  • (50,000 / $13,000)
10Wealthbridge Mortgage Corp. 10 50%20%
  • 252%
  • (139,000 / $55,000)
  • 277%
  • (133,000 / $48,000)
11Beneficial Company Llc 9 0%100% 0
  • 275%
  • (113,000 / $41,000)
12Ultima Bank Minnesota 8 75%25%
  • 183%
  • (68,000 / $37,000)
  • 171%
  • (36,000 / $21,000)
13Embrace Home Loans, 8 25%37%
  • 158%
  • (165,000 / $104,000)
  • 362%
  • (58,000 / $16,000)
14Mortgage Guaranty Insurance Co 7 85%0%
  • 204%
  • (133,000 / $65,000)
0
15Freedom Mortgage Corp. 7 71%14%
  • 260%
  • (117,000 / $45,000)
  • 123%
  • (58,000 / $47,000)
16Citifinancial Services Inc 7 42%14%
  • 210%
  • (61,000 / $29,000)
  • 200%
  • (26,000 / $13,000)
17Us Bank North Dakota 6 16%66%
  • 214%
  • (191,000 / $89,000)
  • 162%
  • (39,000 / $24,000)
18Radian Guaranty 6 83%16%
  • 242%
  • (80,000 / $33,000)
  • 205%
  • (74,000 / $36,000)
19First National Bank Of America 6 16%66%
  • 96%
  • (30,000 / $31,000)
  • 190%
  • (190,000 / $100,000)
20Wells Fargo Fin'l Minnesota 5 0%100% 0
  • 222%
  • (80,000 / $36,000)

Winsor, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 556
  2. Loan Applications Denied: 110
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 326
  5. % of Loan Applications Originated 58

Winsor, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral17
Credit history17
Debt-to-income ratio13
Credit application incomplete3
Unverifiable information1

Winsor, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000286 5918
$100,000 - $300,000266 5521
$300,000 - $500,0004 5025

Winsor, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000493 5819
$100,000 - $300,00063 5822

Loan to Income Ratios Research for Mortgage in Winsor, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1471 14
30 - 60%4266 16
60 - 100%6457 15
100 - 200%17560 19
200 - 300%15452 20
300 - 400%7157 19
> 400%3660 30

Winsor, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling517 5819
Not Owner-Occupied As A Principal Dwelling39 6123

Home Owner Property Type Statistics in Winsor, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)492 5720
Manufactured Housing45 6220
One To Four-Family19 845
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