Top Windemere, MN Mortgage Lenders

RankWindemere Mortgage LenderWindemere Home Loans ProcessedWindemere Home Loans ApprovedWindemere Home Loans DeniedWindemere Mortgage Median Loan to Income Ratio (LTR) for Approved LoansWindemere Mortgage Median LTR for Denied Loans
1Northview Bank 264 62%22%
  • 151%
  • (115,000 Loan / $76,000 Income)
  • 214%
  • (90,000 Loan / $42,000 Income)
2Woodlands National Bank 173 54%23%
  • 240%
  • (130,000 / $54,000)
  • 235%
  • (40,000 / $17,000)
3Wells Fargo Bank 167 66%16%
  • 141%
  • (150,000 / $106,000)
  • 152%
  • (169,000 / $111,000)
4Lake State Federal Credit Unio 130 32%23%
  • 249%
  • (222,000 / $89,000)
  • 296%
  • (187,000 / $63,000)
5Phh Mortgage Corporation 71 80%2%
  • 229%
  • (131,000 / $57,000)
  • 388%
  • (70,000 / $18,000)
6Jpmorgan Chase Bank 62 88%9%
  • 235%
  • (92,000 / $39,000)
  • 277%
  • (97,000 / $35,000)
7Flagstar Bank 45 80%17%
  • 227%
  • (132,000 / $58,000)
  • 260%
  • (112,000 / $43,000)
8Bank Of America 43 72%16%
  • 209%
  • (115,000 / $55,000)
  • 254%
  • (191,000 / $75,000)
9Mortgage Guaranty Insurance Co 42 73%7%
  • 238%
  • (300,000 / $126,000)
  • 213%
  • (162,000 / $76,000)
10Affinity Plus Federal Credit U 38 55%5%
  • 117%
  • (80,000 / $68,000)
  • 246%
  • (111,000 / $45,000)
11Us Bank 37 75%16%
  • 214%
  • (148,000 / $69,000)
  • 286%
  • (132,000 / $46,000)
12Beneficial Company Llc 29 6%72%
  • 55%
  • (15,000 / $27,000)
  • 245%
  • (290,000 / $118,000)
13Citimortgage 28 89%3%
  • 297%
  • (241,000 / $81,000)
  • 136%
  • (250,000 / $183,000)
14Us Bank North Dakota 27 37%44%
  • 102%
  • (44,000 / $43,000)
  • 222%
  • (100,000 / $45,000)
15Countrywide Bank Fsb 27 74%14%
  • 288%
  • (98,000 / $34,000)
  • 446%
  • (174,000 / $39,000)
16Quicken Loans 23 73%21%
  • 191%
  • (197,000 / $103,000)
  • 491%
  • (172,000 / $35,000)
17Agstar Financial Services 20 50%25%
  • 254%
  • (135,000 / $53,000)
  • 277%
  • (150,000 / $54,000)
18Towne Mortgage Company 19 89%10%
  • 248%
  • (286,000 / $115,000)
  • 295%
  • (204,000 / $69,000)
19Us Bk Na Nd 18 38%61%
  • 185%
  • (104,000 / $56,000)
  • 175%
  • (114,000 / $65,000)
20Radian Guaranty 18 77%0%
  • 225%
  • (45,000 / $20,000)
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Windemere, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,923
  2. Loan Applications Denied: 403
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 1,121
  5. % of Loan Applications Originated 58

Windemere, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral17
Credit history14
Debt-to-income ratio13
Credit application incomplete3
Mortgage insurance denied0

Windemere, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000614 5525
$100,000 - $300,0001,241 5919
$300,000 - $500,00066 6018
$500,000 - $1,000,0002 1000

Windemere, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,445 5423
$100,000 - $300,000435 6513
$300,000 - $500,00024 8212
$500,000 - $1,000,00016 990
$1,000,000 - $1,500,0001 0100
$1,500,000 - $2,000,0002 500

Loan to Income Ratios Research for Mortgage in Windemere, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%4757 25
30 - 60%10664 23
60 - 100%21365 14
100 - 200%57963 16
200 - 300%49152 22
300 - 400%28955 21
> 400%19847 31

Windemere, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,517 5522
Not Owner-Occupied As A Principal Dwelling386 6916
Not Applicable7 4228

Home Owner Property Type Statistics in Windemere, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,641 5820
Manufactured Housing193 4829
One To Four-Family89 715
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