Top Wilton, MN Mortgage Lenders

RankWilton Mortgage LenderWilton Home Loans ProcessedWilton Home Loans ApprovedWilton Home Loans DeniedWilton Mortgage Median Loan to Income Ratio (LTR) for Approved LoansWilton Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 230 66%13%
  • 198%
  • (155,000 Loan / $78,000 Income)
  • 222%
  • (129,000 Loan / $58,000 Income)
2Roundbank 217 84%5%
  • 109%
  • (35,000 / $32,000)
  • 203%
  • (134,000 / $66,000)
3Agstar Financial Services 45 53%8%
  • 312%
  • (880,000 / $282,000)
  • 508%
  • (183,000 / $36,000)
4Jpmorgan Chase Bank 39 79%17%
  • 244%
  • (105,000 / $43,000)
  • 295%
  • (127,000 / $43,000)
5Wells Federal Bank 27 37%37%
  • 218%
  • (120,000 / $55,000)
  • 208%
  • (234,000 / $112,000)
6Countrywide Bank Fsb 27 81%7%
  • 293%
  • (220,000 / $75,000)
  • 550%
  • (198,000 / $36,000)
7Affinity Plus Federal Credit U 26 53%3%
  • 142%
  • (97,000 / $68,000)
  • 210%
  • (97,000 / $46,000)
8Beneficial Company Llc 24 4%87%
  • 201%
  • (121,000 / $60,000)
  • 210%
  • (181,000 / $86,000)
9Wells Fargo Fin'l Minnesota 22 22%68%
  • 373%
  • (153,000 / $41,000)
  • 236%
  • (111,000 / $47,000)
10Citimortgage 22 95%0%
  • 248%
  • (72,000 / $29,000)
0
11Genworth Mortgage Insurance Co 21 52%0%
  • 237%
  • (145,000 / $61,000)
0
12Mortgage Guaranty Insurance Co 19 68%5%
  • 223%
  • (134,000 / $60,000)
  • 213%
  • (280,000 / $131,000)
13Citibank 18 72%27%
  • 196%
  • (124,000 / $63,000)
  • 34%
  • (15,000 / $43,000)
14Embrace Home Loans, 17 5%52%
  • 225%
  • (124,000 / $55,000)
  • 237%
  • (195,000 / $82,000)
15United Prairie Bank 16 68%25%
  • 126%
  • (150,000 / $119,000)
  • 431%
  • (82,000 / $19,000)
16Us Bank 13 76%0%
  • 231%
  • (231,000 / $100,000)
0
17United Guaranty Corporation 13 84%7%
  • 267%
  • (246,000 / $92,000)
  • 212%
  • (280,000 / $132,000)
18Us Bank North Dakota 10 30%50%
  • 27%
  • (12,000 / $43,000)
  • 244%
  • (144,000 / $59,000)
19Republic Mortgage Insurance Co 10 70%0%
  • 352%
  • (127,000 / $36,000)
0
20Hfc Company Llc 10 0%100% 0
  • 260%
  • (190,000 / $73,000)

Wilton, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,149
  2. Loan Applications Denied: 231
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 713
  5. % of Loan Applications Originated 62

Wilton, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history15
Debt-to-income ratio10
Collateral8
Unverifiable information1
Credit application incomplete1

Wilton, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000412 6719
$100,000 - $300,000710 5820
$300,000 - $500,00021 4233
$500,000 - $1,000,0006 830

Wilton, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000991 6120
$100,000 - $300,000149 6316
$300,000 - $500,0005 6040
$500,000 - $1,000,0003 1000
$1,500,000 - $2,000,0001 00

Loan to Income Ratios Research for Mortgage in Wilton, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6976 15
30 - 60%8460 23
60 - 100%8175 9
100 - 200%30168 15
200 - 300%32557 22
300 - 400%17154 19
> 400%11847 33

Wilton, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,117 6219
Not Owner-Occupied As A Principal Dwelling31 5432

Home Owner Property Type Statistics in Wilton, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,063 6121
One To Four-Family80 673
Manufactured Housing6 5033
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