Top Wilmont, MN Mortgage Lenders

RankWilmont Mortgage LenderWilmont Home Loans ProcessedWilmont Home Loans ApprovedWilmont Home Loans DeniedWilmont Mortgage Median Loan to Income Ratio (LTR) for Approved LoansWilmont Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 484 58%20%
  • 158%
  • (81,000 Loan / $51,000 Income)
  • 156%
  • (39,000 Loan / $25,000 Income)
2Jpmorgan Chase Bank 136 79%17%
  • 227%
  • (82,000 / $36,000)
  • 203%
  • (175,000 / $86,000)
3Genworth Mortgage Insurance Co 129 57%3%
  • 180%
  • (54,000 / $30,000)
  • 181%
  • (136,000 / $75,000)
4Agstar Financial Services 119 60%9%
  • 194%
  • (132,000 / $68,000)
  • 292%
  • (208,000 / $71,000)
5Citimortgage 109 81%7%
  • 162%
  • (44,000 / $27,000)
  • 212%
  • (66,000 / $31,000)
6Mortgage Guaranty Insurance Co 105 56%12%
  • 185%
  • (91,000 / $49,000)
  • 238%
  • (119,000 / $50,000)
7Countrywide Bank Fsb 103 70%21%
  • 243%
  • (175,000 / $72,000)
  • 256%
  • (113,000 / $44,000)
8Us Bank 82 79%10%
  • 196%
  • (275,000 / $140,000)
  • 342%
  • (120,000 / $35,000)
9Beneficial Company Llc 80 6%76%
  • 175%
  • (175,000 / $100,000)
  • 159%
  • (140,000 / $88,000)
10First State Bank Of Wabasha 67 95%2%
  • 181%
  • (125,000 / $69,000)
  • 602%
  • (253,000 / $42,000)
11Affinity Plus Federal Credit U 66 57%9%
  • 77%
  • (41,000 / $53,000)
  • 328%
  • (220,000 / $67,000)
12Wells Fargo Fin'l Minnesota 63 17%57%
  • 229%
  • (108,000 / $47,000)
  • 164%
  • (23,000 / $14,000)
13Roundbank 61 83%9%
  • 78%
  • (32,000 / $41,000)
  • 163%
  • (80,000 / $49,000)
14Countrywide Home Loans 59 79%10%
  • 184%
  • (85,000 / $46,000)
  • 252%
  • (121,000 / $48,000)
15Bank Of America 55 78%12%
  • 164%
  • (84,000 / $51,000)
  • 210%
  • (238,000 / $113,000)
16Citifinancial Services Inc 53 47%32%
  • 195%
  • (86,000 / $44,000)
  • 195%
  • (141,000 / $72,000)
17United Guaranty Corporation 50 80%0%
  • 169%
  • (212,000 / $125,000)
0
18Hometown Bank 49 91%8%
  • 139%
  • (64,000 / $46,000)
  • 208%
  • (50,000 / $24,000)
19Us Bank North Dakota 45 35%44%
  • 115%
  • (44,000 / $38,000)
  • 132%
  • (49,000 / $37,000)
20Peoples State Bank Of Plainvie 45 95%4%
  • 153%
  • (120,000 / $78,000)
  • 285%
  • (200,000 / $70,000)

Wilmont, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,715
  2. Loan Applications Denied: 772
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 2,253
  5. % of Loan Applications Originated 60

Wilmont, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history9
Collateral8
Debt-to-income ratio6
Credit application incomplete2
Unverifiable information1

Wilmont, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,863 6022
$100,000 - $300,0001,751 6019
$300,000 - $500,00093 5617
$500,000 - $1,000,0008 620

Wilmont, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,174 5821
$100,000 - $300,000488 7112
$300,000 - $500,00031 6116
$500,000 - $1,000,00020 5035
$1,000,000 - $1,500,0001 0100
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Wilmont, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%18759 25
30 - 60%27962 22
60 - 100%38366 16
100 - 200%1,25563 18
200 - 300%92561 18
300 - 400%41450 27
> 400%27244 30

Wilmont, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,460 5921
Not Owner-Occupied As A Principal Dwelling234 7215
Not Applicable4 1000

Home Owner Property Type Statistics in Wilmont, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,216 6022
One To Four-Family400 655
Manufactured Housing99 5825
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