Top Whitefield, MN Mortgage Lenders

RankWhitefield Mortgage LenderWhitefield Home Loans ProcessedWhitefield Home Loans ApprovedWhitefield Home Loans DeniedWhitefield Mortgage Median Loan to Income Ratio (LTR) for Approved LoansWhitefield Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 169 67%14%
  • 200%
  • (100,000 Loan / $50,000 Income)
  • 188%
  • (198,000 Loan / $105,000 Income)
2Jpmorgan Chase Bank 67 91%8%
  • 130%
  • (65,000 / $50,000)
  • 217%
  • (50,000 / $23,000)
3Phh Mortgage Corporation 61 88%4%
  • 194%
  • (76,000 / $39,000)
  • 450%
  • (153,000 / $34,000)
4Citimortgage 43 83%4%
  • 173%
  • (417,000 / $240,000)
  • 211%
  • (182,000 / $86,000)
5Beneficial Company Llc 27 3%74%
  • 250%
  • (145,000 / $58,000)
  • 222%
  • (100,000 / $45,000)
6Us Bank 26 65%19%
  • 171%
  • (91,000 / $53,000)
  • 324%
  • (133,000 / $41,000)
7Countrywide Bank Fsb 25 68%24%
  • 200%
  • (146,000 / $73,000)
  • 217%
  • (183,000 / $84,000)
8Bremer Bank Na (Willmar) 25 92%0%
  • 192%
  • (110,000 / $57,000)
0
9Citifinancial Services Inc 24 33%54%
  • 252%
  • (53,000 / $21,000)
  • 45%
  • (20,000 / $44,000)
10Mortgage Services Iii, L.L.C. 20 65%15%
  • 185%
  • (143,000 / $77,000)
  • 184%
  • (170,000 / $92,000)
11Wealthbridge Mortgage Corp. 18 77%11%
  • 250%
  • (60,000 / $24,000)
  • 243%
  • (100,000 / $41,000)
12Us Bank North Dakota 18 44%44%
  • 146%
  • (41,000 / $28,000)
  • 375%
  • (75,000 / $20,000)
13Genworth Mortgage Insurance Co 17 70%0%
  • 225%
  • (153,000 / $68,000)
0
14Countrywide Home Loans 17 82%11%
  • 360%
  • (180,000 / $50,000)
  • 329%
  • (392,000 / $119,000)
15Wells Fargo Funding 16 100%0%
  • 416%
  • (337,000 / $81,000)
0
16United Prairie Bank 15 60%13%
  • 80%
  • (21,000 / $26,000)
  • 253%
  • (165,000 / $65,000)
17Merchants Bank 15 100%0%
  • 138%
  • (417,000 / $302,000)
0
18Hometown Bank 15 80%0%
  • 154%
  • (68,000 / $44,000)
0
19Embrace Home Loans, 15 6%26%
  • 136%
  • (15,000 / $11,000)
  • 250%
  • (140,000 / $56,000)
20Us Bk Na Nd 14 64%28%
  • 172%
  • (102,000 / $59,000)
  • 218%
  • (175,000 / $80,000)

Whitefield, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,098
  2. Loan Applications Denied: 217
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 704
  5. % of Loan Applications Originated 64

Whitefield, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history14
Debt-to-income ratio11
Collateral11
Credit application incomplete3
Unverifiable information2

Whitefield, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000358 6420
$100,000 - $300,000641 6319
$300,000 - $500,00085 5817
$500,000 - $1,000,00014 5721

Whitefield, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000871 6220
$100,000 - $300,000201 6517
$300,000 - $500,00020 6015
$500,000 - $1,000,0004 1000
$1,000,000 - $1,500,0001 1000
$1,500,000 - $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Whitefield, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%4060 27
30 - 60%6659 31
60 - 100%9162 18
100 - 200%33267 14
200 - 300%31865 17
300 - 400%15364 20
> 400%9847 32

Whitefield, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling977 6419
Not Owner-Occupied As A Principal Dwelling113 5825
Not Applicable4 750

Home Owner Property Type Statistics in Whitefield, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,022 6420
One To Four-Family53 753
Manufactured Housing23 3939
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