Top White Bear, MN Mortgage Lenders

RankWhite Bear Mortgage LenderWhite Bear Home Loans ProcessedWhite Bear Home Loans ApprovedWhite Bear Home Loans DeniedWhite Bear Mortgage Median Loan to Income Ratio (LTR) for Approved LoansWhite Bear Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 2,269 68%13%
  • 206%
  • (209,000 Loan / $101,000 Income)
  • 222%
  • (185,000 Loan / $83,000 Income)
2Us Bank 650 84%8%
  • 211%
  • (199,000 / $94,000)
  • 262%
  • (355,000 / $135,000)
3Jpmorgan Chase Bank 558 86%11%
  • 224%
  • (146,000 / $65,000)
  • 247%
  • (176,000 / $71,000)
4Citimortgage 388 80%5%
  • 233%
  • (159,000 / $68,000)
  • 295%
  • (591,000 / $200,000)
5Tcf National Bank 348 27%37%
  • 225%
  • (27,000 / $12,000)
  • 276%
  • (130,000 / $47,000)
6Bank Of America 301 80%11%
  • 224%
  • (643,000 / $286,000)
  • 224%
  • (328,000 / $146,000)
7Affinity Plus Federal Credit U 286 68%4%
  • 125%
  • (170,000 / $135,000)
  • 312%
  • (100,000 / $32,000)
8Us Bk Na Nd 284 54%32%
  • 127%
  • (46,000 / $36,000)
  • 204%
  • (96,000 / $47,000)
9Phh Home Loans 239 85%3%
  • 248%
  • (209,000 / $84,000)
  • 288%
  • (101,000 / $35,000)
10Citibank 216 70%13%
  • 154%
  • (185,000 / $120,000)
  • 120%
  • (150,000 / $125,000)
11Countrywide Bank Fsb 212 79%10%
  • 243%
  • (117,000 / $48,000)
  • 287%
  • (224,000 / $78,000)
12Wells Fargo Funding 206 96%3%
  • 233%
  • (248,000 / $106,000)
  • 163%
  • (390,000 / $238,000)
13Us Bank North Dakota 154 62%25%
  • 129%
  • (155,000 / $120,000)
  • 191%
  • (130,000 / $68,000)
14Bremer Bank Na (Twin Cities) 145 75%4%
  • 156%
  • (407,000 / $260,000)
  • 212%
  • (100,000 / $47,000)
15The Business Bank 134 96%2%
  • 243%
  • (112,000 / $46,000)
  • 290%
  • (369,000 / $127,000)
16Countrywide Home Loans 134 80%14%
  • 234%
  • (150,000 / $64,000)
  • 261%
  • (222,000 / $85,000)
17Provident Funding Associates 128 69%18%
  • 229%
  • (266,000 / $116,000)
  • 225%
  • (270,000 / $120,000)
18Bell America Mortgage Llc Dba 127 64%1%
  • 268%
  • (134,000 / $50,000)
  • 335%
  • (161,000 / $48,000)
19Hiway Federal Credit Union 116 80%5%
  • 130%
  • (117,000 / $90,000)
  • 252%
  • (101,000 / $40,000)
20Mortgage Guaranty Insurance Co 104 72%6%
  • 309%
  • (347,000 / $112,000)
  • 347%
  • (205,000 / $59,000)

White Bear, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 11,156
  2. Loan Applications Denied: 1,514
  3. % of Loan Applications Denied: 13
  4. # of Loan Originations: 7,771
  5. % of Loan Applications Originated 69

White Bear, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Debt-to-income ratio11
Credit history9
Credit application incomplete4
Unverifiable information2

White Bear, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,870 6517
$100,000 - $300,0007,253 7012
$300,000 - $500,0001,653 7311
$500,000 - $1,000,000326 5821
$1,000,000 - $1,500,00040 5730
$1,500,000 - $2,000,00012 3333
> $2,000,0002 500

White Bear, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0006,879 6714
$100,000 - $300,0003,750 7112
$300,000 - $500,000325 758
$500,000 - $1,000,000151 7310
$1,000,000 - $1,500,00026 5619
$1,500,000 - $2,000,00015 596
> $2,000,00010 800

Loan to Income Ratios Research for Mortgage in White Bear, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%38464 21
30 - 60%52966 17
60 - 100%88871 10
100 - 200%3,02072 10
200 - 300%3,20770 11
300 - 400%1,95368 13
> 400%1,17557 24

White Bear, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling10,825 6913
Not Owner-Occupied As A Principal Dwelling324 6816
Not Applicable2 0100

Home Owner Property Type Statistics in White Bear, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)10,642 6913
One To Four-Family479 764
Manufactured Housing35 285
More White Bear, MN Mortgage Research: