Top Waite Park, MN Mortgage Lenders

RankWaite Park Mortgage LenderWaite Park Home Loans ProcessedWaite Park Home Loans ApprovedWaite Park Home Loans DeniedWaite Park Mortgage Median Loan to Income Ratio (LTR) for Approved LoansWaite Park Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 961 71%12%
  • 192%
  • (131,000 Loan / $68,000 Income)
  • 188%
  • (119,000 Loan / $63,000 Income)
2Liberty Savings Bank Fsb 402 91%3%
  • 240%
  • (96,000 / $40,000)
  • 241%
  • (140,000 / $58,000)
3Us Bank 219 80%10%
  • 218%
  • (120,000 / $55,000)
  • 276%
  • (800,000 / $289,000)
4Jpmorgan Chase Bank 217 90%7%
  • 235%
  • (167,000 / $71,000)
  • 246%
  • (116,000 / $47,000)
5Bremer Bank Na (St Cloud) 199 77%3%
  • 210%
  • (137,000 / $65,000)
  • 122%
  • (155,000 / $127,000)
6North Shore Bank Of Commerce 156 86%7%
  • 200%
  • (124,000 / $62,000)
  • 240%
  • (137,000 / $57,000)
7Affinity Plus Federal Credit U 151 65%3%
  • 129%
  • (110,000 / $85,000)
  • 275%
  • (110,000 / $40,000)
8Phh Mortgage Corporation 137 91%2%
  • 209%
  • (113,000 / $54,000)
  • 257%
  • (126,000 / $49,000)
9Citimortgage 137 75%10%
  • 231%
  • (146,000 / $63,000)
  • 190%
  • (158,000 / $83,000)
10Mortgage Guaranty Insurance Co 132 80%3%
  • 251%
  • (136,000 / $54,000)
  • 229%
  • (62,000 / $27,000)
11Bank Of America 127 77%11%
  • 219%
  • (138,000 / $63,000)
  • 281%
  • (149,000 / $53,000)
12Countrywide Bank Fsb 102 78%9%
  • 216%
  • (130,000 / $60,000)
  • 374%
  • (367,000 / $98,000)
13Us Bk Na Nd 73 46%43%
  • 138%
  • (94,000 / $68,000)
  • 161%
  • (123,000 / $76,000)
14United Guaranty Corporation 72 84%2%
  • 231%
  • (153,000 / $66,000)
  • 260%
  • (143,000 / $55,000)
15Genworth Mortgage Insurance Co 69 76%4%
  • 258%
  • (75,000 / $29,000)
  • 228%
  • (306,000 / $134,000)
16Beneficial Company Llc 69 5%71%
  • 183%
  • (185,000 / $101,000)
  • 271%
  • (125,000 / $46,000)
17Citibank 66 66%21%
  • 159%
  • (75,000 / $47,000)
  • 59%
  • (37,000 / $62,000)
18Countrywide Home Loans 65 92%1%
  • 245%
  • (221,000 / $90,000)
  • 247%
  • (146,000 / $59,000)
19Us Bank North Dakota 61 29%49%
  • 171%
  • (113,000 / $66,000)
  • 203%
  • (53,000 / $26,000)
20Suntrust Mortgage 58 94%3%
  • 234%
  • (162,000 / $69,000)
  • 516%
  • (160,000 / $31,000)

Waite Park, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 5,645
  2. Loan Applications Denied: 782
  3. % of Loan Applications Denied: 13
  4. # of Loan Originations: 4,071
  5. % of Loan Applications Originated 72

Waite Park, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral8
Credit history8
Debt-to-income ratio7
Credit application incomplete2
Unverifiable information1

Waite Park, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,763 7014
$100,000 - $300,0003,780 7213
$300,000 - $500,00089 6024
$500,000 - $1,000,00013 2323

Waite Park, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0004,674 7014
$100,000 - $300,000900 7312
$300,000 - $500,00047 6110
$500,000 - $1,000,00019 7215
$1,000,000 - $1,500,0004 500
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Waite Park, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%24665 22
30 - 60%31169 16
60 - 100%42372 11
100 - 200%1,60475 10
200 - 300%1,70472 12
300 - 400%87571 13
> 400%48258 26

Waite Park, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling5,243 7213
Not Owner-Occupied As A Principal Dwelling371 7016
Not Applicable5 8020

Home Owner Property Type Statistics in Waite Park, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)5,205 7114
One To Four-Family412 803
Manufactured Housing28 2853
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