Top Waco, NE Mortgage Lenders

RankWaco Mortgage LenderWaco Home Loans ProcessedWaco Home Loans ApprovedWaco Home Loans DeniedWaco Mortgage Median Loan to Income Ratio (LTR) for Approved LoansWaco Mortgage Median LTR for Denied Loans
1Tierone Bank 43 88%6%
  • 197%
  • (261,000 Loan / $132,000 Income)
  • 216%
  • (115,000 Loan / $53,000 Income)
2Wells Fargo Bank 34 38%29%
  • 203%
  • (61,000 / $30,000)
  • 156%
  • (97,000 / $62,000)
3West Gate Bank 24 95%4%
  • 147%
  • (87,000 / $59,000)
  • 184%
  • (320,000 / $173,000)
4Union Bank & Trust Company 23 56%13%
  • 104%
  • (92,000 / $88,000)
  • 131%
  • (54,000 / $41,000)
5First National Bank Of Omaha 12 83%16%
  • 186%
  • (136,000 / $73,000)
  • 96%
  • (30,000 / $31,000)
6Beneficial Company Llc 10 10%70%
  • 30%
  • (20,000 / $66,000)
  • 214%
  • (75,000 / $35,000)
7Mortgage Guaranty Insurance Co 9 66%22%
  • 188%
  • (68,000 / $36,000)
  • 382%
  • (237,000 / $62,000)
8Republic Mortgage Insurance Co 8 75%12%
  • 261%
  • (110,000 / $42,000)
  • 80%
  • (51,000 / $63,000)
9Hfc Company Llc 8 37%50%
  • 130%
  • (68,000 / $52,000)
  • 280%
  • (140,000 / $50,000)
10Genworth Mortgage Insurance Co 7 42%0%
  • 120%
  • (90,000 / $75,000)
0
11Countrywide Bank Fsb 7 57%14%
  • 100%
  • (18,000 / $18,000)
  • 426%
  • (239,000 / $56,000)
12Wells Fargo Fin'l Nebraska,Inc 6 33%50%
  • 190%
  • (101,000 / $53,000)
  • 166%
  • (173,000 / $104,000)
13Jpmorgan Chase Bank 6 100%0%
  • 220%
  • (137,000 / $62,000)
0
14Central National Bank 6 100%0% 0 0
15United Guaranty Corporation 5 40%20%
  • 309%
  • (136,000 / $44,000)
  • 257%
  • (180,000 / $70,000)
16Pinnacle Bank 5 60%20%
  • 208%
  • (50,000 / $24,000)
  • 48%
  • (12,000 / $25,000)
17Jones National Bank And Trust 5 100%0%
  • 138%
  • (58,000 / $42,000)
0
18Farm Credit Services Of Americ 5 100%0%
  • 32%
  • (100,000 / $310,000)
0
19Embrace Home Loans, 5 0%80% 0
  • 218%
  • (229,000 / $105,000)
20Quicken Loans 4 50%50%
  • 186%
  • (218,000 / $117,000)
  • 163%
  • (100,000 / $61,000)

Waco, NE Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 315
  2. Loan Applications Denied: 66
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 189
  5. % of Loan Applications Originated 60

Waco, NE Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral8
Credit history8
Credit application incomplete4
Debt-to-income ratio3
Unverifiable information2

Waco, NE Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000185 5621
$100,000 - $300,000117 6420
$300,000 - $500,00012 5816
$500,000 - $1,000,0001 1000

Waco, NE Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000256 5621
$100,000 - $300,00051 7117
$300,000 - $500,0005 600
$500,000 - $1,000,0003 6633

Loan to Income Ratios Research for Mortgage in Waco, NE

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1855 33
30 - 60%2853 25
60 - 100%4266 11
100 - 200%12362 17
200 - 300%7258 23
300 - 400%2454 20
> 400%850 50

Waco, NE Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling297 5920
Not Owner-Occupied As A Principal Dwelling15 6020

Home Owner Property Type Statistics in Waco, NE for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)279 5922
One To Four-Family30 6013
Manufactured Housing6 660
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