Top Villanueva, NM Mortgage Lenders

RankVillanueva Mortgage LenderVillanueva Home Loans ProcessedVillanueva Home Loans ApprovedVillanueva Home Loans DeniedVillanueva Mortgage Median Loan to Income Ratio (LTR) for Approved LoansVillanueva Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 52 28%44%
  • 183%
  • (348,000 Loan / $190,000 Income)
  • 171%
  • (182,000 Loan / $106,000 Income)
2State Employees Credit Union 39 79%5%
  • 148%
  • (86,000 / $58,000)
  • 428%
  • (30,000 / $7,000)
3Beneficial Company Llc 26 0%61% 0
  • 178%
  • (118,000 / $66,000)
4Wells Fargo Fin'l New Mexico 18 16%50%
  • 188%
  • (128,000 / $68,000)
  • 204%
  • (184,000 / $90,000)
5Citifinancial, 17 35%58%
  • 200%
  • (44,000 / $22,000)
  • 314%
  • (85,000 / $27,000)
6Bank Of America 15 26%60%
  • 545%
  • (360,000 / $66,000)
  • 96%
  • (48,000 / $50,000)
7Los Alamos National Bank 10 40%20%
  • 261%
  • (196,000 / $75,000)
  • 423%
  • (250,000 / $59,000)
8Vanderbilt Mortgage 9 22%33%
  • 216%
  • (65,000 / $30,000)
  • 171%
  • (24,000 / $14,000)
9Jpmorgan Chase Bank 9 77%22%
  • 191%
  • (115,000 / $60,000)
  • 422%
  • (300,000 / $71,000)
10Us Bank 8 50%37%
  • 142%
  • (74,000 / $52,000)
  • 113%
  • (51,000 / $45,000)
11New Mexico Bank & Trust 8 50%0%
  • 273%
  • (200,000 / $73,000)
0
12Nationstar Mortgage Llc 7 28%28%
  • 408%
  • (204,000 / $50,000)
  • 650%
  • (221,000 / $34,000)
1321st Mortgage 7 28%57%
  • 250%
  • (50,000 / $20,000)
  • 117%
  • (40,000 / $34,000)
14First Community Bank 6 50%50%
  • 258%
  • (150,000 / $58,000)
  • 10%
  • (3,000 / $30,000)
15Countrywide Bank Fsb 6 50%50%
  • 414%
  • (195,000 / $47,000)
  • 377%
  • (238,000 / $63,000)
16Suntrust Mortgage 5 40%20%
  • 212%
  • (106,000 / $50,000)
  • 278%
  • (206,000 / $74,000)
17Origen Financial Services Llc 5 20%20%
  • 188%
  • (34,000 / $18,000)
  • 194%
  • (70,000 / $36,000)
18Guadalupe Credit Union 5 100%0%
  • 100%
  • (84,000 / $84,000)
0
19Wells Fargo Funding 4 50%25%
  • 119%
  • (158,000 / $132,000)
  • 358%
  • (358,000 / $100,000)
20Flagstar Bank 4 50%25%
  • 326%
  • (111,000 / $34,000)
  • 565%
  • (226,000 / $40,000)

Villanueva, NM Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 366
  2. Loan Applications Denied: 131
  3. % of Loan Applications Denied: 35
  4. # of Loan Originations: 144
  5. % of Loan Applications Originated 39

Villanueva, NM Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history31
Collateral28
Debt-to-income ratio21
Insufficient cash (downpayment, closing costs)1
Credit application incomplete1

Villanueva, NM Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000161 3639
$100,000 - $300,000165 4330
$300,000 - $500,00031 3238
$500,000 - $1,000,0009 055

Villanueva, NM Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000302 4136
$100,000 - $300,00063 2433
$300,000 - $500,0001 1000

Loan to Income Ratios Research for Mortgage in Villanueva, NM

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1827 55
30 - 60%2030 45
60 - 100%4044 30
100 - 200%9746 30
200 - 300%8940 29
300 - 400%5134 37
> 400%5128 49

Villanueva, NM Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling341 3936
Not Owner-Occupied As A Principal Dwelling25 3224

Home Owner Property Type Statistics in Villanueva, NM for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)271 4233
Manufactured Housing95 2942
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