Top Victor, MN Mortgage Lenders

RankVictor Mortgage LenderVictor Home Loans ProcessedVictor Home Loans ApprovedVictor Home Loans DeniedVictor Mortgage Median Loan to Income Ratio (LTR) for Approved LoansVictor Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 243 61%16%
  • 241%
  • (123,000 Loan / $51,000 Income)
  • 293%
  • (235,000 Loan / $80,000 Income)
2Jpmorgan Chase Bank 73 79%19%
  • 278%
  • (78,000 / $28,000)
  • 262%
  • (92,000 / $35,000)
3Phh Home Loans 50 80%8%
  • 297%
  • (146,000 / $49,000)
  • 262%
  • (76,000 / $29,000)
4Bank Of America 46 78%10%
  • 255%
  • (97,000 / $38,000)
  • 221%
  • (82,000 / $37,000)
5Wells Fargo Funding 33 93%3% 0
  • 188%
  • (880,000 / $467,000)
6Us Bank 30 80%13%
  • 264%
  • (143,000 / $54,000)
  • 285%
  • (314,000 / $110,000)
7Countrywide Bank Fsb 30 63%23%
  • 251%
  • (136,000 / $54,000)
  • 255%
  • (151,000 / $59,000)
8Beneficial Company Llc 29 6%68%
  • 291%
  • (181,000 / $62,000)
  • 350%
  • (200,000 / $57,000)
9Nationstar Mortgage Llc 28 28%21%
  • 257%
  • (165,000 / $64,000)
  • 248%
  • (149,000 / $60,000)
10Citimortgage 28 82%10%
  • 235%
  • (417,000 / $177,000)
  • 466%
  • (648,000 / $139,000)
11Merchants Bank 27 88%7%
  • 359%
  • (205,000 / $57,000)
  • 637%
  • (236,000 / $37,000)
12Kleinbank 27 62%14%
  • 274%
  • (228,000 / $83,000)
  • 618%
  • (99,000 / $16,000)
13Citibank 27 74%11%
  • 126%
  • (124,000 / $98,000)
  • 91%
  • (103,000 / $112,000)
14Citizens State Bank Of Waverly 26 61%19%
  • 89%
  • (49,000 / $55,000)
  • 54%
  • (24,000 / $44,000)
15Countrywide Home Loans 22 86%9%
  • 420%
  • (168,000 / $40,000)
  • 610%
  • (122,000 / $20,000)
16Agstar Financial Services 21 76%9%
  • 271%
  • (171,000 / $63,000)
  • 513%
  • (447,000 / $87,000)
17Mortgage Services Iii, L.L.C. 19 63%21%
  • 293%
  • (214,000 / $73,000)
  • 345%
  • (76,000 / $22,000)
18United Guaranty Corporation 17 76%5%
  • 272%
  • (131,000 / $48,000)
  • 140%
  • (166,000 / $118,000)
19Hfc Company Llc 16 0%75% 0
  • 437%
  • (140,000 / $32,000)
20The Business Bank 15 100%0%
  • 262%
  • (118,000 / $45,000)
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Victor, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,430
  2. Loan Applications Denied: 280
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 869
  5. % of Loan Applications Originated 60

Victor, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral19
Credit history12
Debt-to-income ratio10
Credit application incomplete3
Unverifiable information2

Victor, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000374 5823
$100,000 - $300,000945 6117
$300,000 - $500,000102 5619
$500,000 - $1,000,0009 3344

Victor, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,208 5920
$100,000 - $300,000208 6714
$300,000 - $500,00011 4527
$500,000 - $1,000,0003 330

Loan to Income Ratios Research for Mortgage in Victor, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3240 37
30 - 60%6761 17
60 - 100%9169 17
100 - 200%30561 16
200 - 300%41463 17
300 - 400%29061 17
> 400%23149 28

Victor, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,360 6019
Not Owner-Occupied As A Principal Dwelling66 7513

Home Owner Property Type Statistics in Victor, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,356 6019
One To Four-Family62 744
Manufactured Housing12 2566
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