Top Urness, MN Mortgage Lenders

RankUrness Mortgage LenderUrness Home Loans ProcessedUrness Home Loans ApprovedUrness Home Loans DeniedUrness Mortgage Median Loan to Income Ratio (LTR) for Approved LoansUrness Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 135 72%11%
  • 204%
  • (151,000 Loan / $74,000 Income)
  • 202%
  • (71,000 Loan / $35,000 Income)
2Jpmorgan Chase Bank 105 84%14%
  • 190%
  • (126,000 / $66,000)
  • 238%
  • (74,000 / $31,000)
3Citimortgage 58 91%6%
  • 201%
  • (113,000 / $56,000)
  • 508%
  • (127,000 / $25,000)
4Countrywide Bank Fsb 40 70%17%
  • 272%
  • (136,000 / $50,000)
  • 206%
  • (155,000 / $75,000)
5Citibank 27 74%14%
  • 115%
  • (75,000 / $65,000)
  • 348%
  • (108,000 / $31,000)
6Countrywide Home Loans 20 90%10%
  • 190%
  • (200,000 / $105,000)
  • 464%
  • (158,000 / $34,000)
7Us Bank 19 94%5%
  • 180%
  • (76,000 / $42,000)
  • 255%
  • (143,000 / $56,000)
8State Bank & Trust 17 76%11%
  • 97%
  • (47,000 / $48,000)
  • 309%
  • (297,000 / $96,000)
9Genworth Mortgage Insurance Co 16 56%0%
  • 309%
  • (260,000 / $84,000)
0
10Bank Of America 16 68%12%
  • 222%
  • (185,000 / $83,000)
  • 255%
  • (69,000 / $27,000)
11Affinity Plus Federal Credit U 16 50%6%
  • 137%
  • (109,000 / $79,000)
  • 25%
  • (19,000 / $74,000)
12Washington Mutual Bank 13 76%23%
  • 210%
  • (80,000 / $38,000)
  • 273%
  • (112,000 / $41,000)
13Citifinancial Services Inc 11 18%27%
  • 345%
  • (107,000 / $31,000)
  • 65%
  • (19,000 / $29,000)
14First Suburban National Bank 10 0%30% 0
  • 239%
  • (326,000 / $136,000)
15Quicken Loans 9 66%22%
  • 370%
  • (115,000 / $31,000)
  • 320%
  • (205,000 / $64,000)
16Mortgage Guaranty Insurance Co 9 66%0%
  • 252%
  • (144,000 / $57,000)
0
17Merchants Bank 8 100%0%
  • 212%
  • (66,000 / $31,000)
0
18Us Bank North Dakota 7 28%42%
  • 409%
  • (86,000 / $21,000)
  • 113%
  • (95,000 / $84,000)
19Blackridge Bank 7 14%71%
  • 88%
  • (62,000 / $70,000)
  • 262%
  • (71,000 / $27,000)
20Suntrust Mortgage 6 50%50%
  • 265%
  • (215,000 / $81,000)
  • 225%
  • (124,000 / $55,000)

Urness, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 821
  2. Loan Applications Denied: 138
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 552
  5. % of Loan Applications Originated 67

Urness, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral15
Debt-to-income ratio12
Credit history10
Credit application incomplete5
Unverifiable information2

Urness, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000252 6319
$100,000 - $300,000520 6716
$300,000 - $500,00046 7713
$500,000 - $1,000,0003 990

Urness, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000640 6417
$100,000 - $300,000170 7314
$300,000 - $500,0007 8514
$500,000 - $1,000,0004 750

Loan to Income Ratios Research for Mortgage in Urness, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1963 31
30 - 60%2773 18
60 - 100%6359 12
100 - 200%25674 12
200 - 300%21462 18
300 - 400%13671 14
> 400%10654 26

Urness, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling686 6616
Not Owner-Occupied As A Principal Dwelling124 7020
Not Applicable1 1000

Home Owner Property Type Statistics in Urness, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)771 6717
One To Four-Family37 560
Manufactured Housing13 6923
More Urness, MN Mortgage Research: