Top Upsala, MN Mortgage Lenders

RankUpsala Mortgage LenderUpsala Home Loans ProcessedUpsala Home Loans ApprovedUpsala Home Loans DeniedUpsala Mortgage Median Loan to Income Ratio (LTR) for Approved LoansUpsala Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 610 64%14%
  • 201%
  • (322,000 Loan / $160,000 Income)
  • 182%
  • (53,000 Loan / $29,000 Income)
2Affinity Plus Federal Credit U 451 54%11%
  • 113%
  • (49,000 / $43,000)
  • 257%
  • (108,000 / $42,000)
3Countrywide Bank Fsb 153 74%16%
  • 243%
  • (134,000 / $55,000)
  • 255%
  • (153,000 / $60,000)
4Jpmorgan Chase Bank 119 77%19%
  • 255%
  • (74,000 / $29,000)
  • 227%
  • (100,000 / $44,000)
5Citimortgage 118 79%8%
  • 294%
  • (168,000 / $57,000)
  • 268%
  • (134,000 / $50,000)
6Beneficial Company Llc 82 12%75%
  • 150%
  • (96,000 / $64,000)
  • 268%
  • (180,000 / $67,000)
7Think Mutual Bank 80 72%6%
  • 117%
  • (41,000 / $35,000)
  • 127%
  • (51,000 / $40,000)
8Us Bank 77 88%7%
  • 241%
  • (169,000 / $70,000)
  • 369%
  • (122,000 / $33,000)
9American Bank Of The North 74 77%12%
  • 138%
  • (330,000 / $239,000)
  • 295%
  • (136,000 / $46,000)
10Countrywide Home Loans 72 81%12%
  • 257%
  • (157,000 / $61,000)
  • 335%
  • (104,000 / $31,000)
11Us Bank North Dakota 68 36%42%
  • 89%
  • (50,000 / $56,000)
  • 122%
  • (92,000 / $75,000)
12Bank Of America 61 73%19%
  • 275%
  • (220,000 / $80,000)
  • 265%
  • (178,000 / $67,000)
13Mortgage Guaranty Insurance Co 58 67%6%
  • 260%
  • (130,000 / $50,000)
  • 320%
  • (292,000 / $91,000)
14Genworth Mortgage Insurance Co 58 67%3%
  • 278%
  • (237,000 / $85,000)
  • 557%
  • (145,000 / $26,000)
15Citifinancial Services Inc 57 45%36%
  • 186%
  • (67,000 / $36,000)
  • 178%
  • (66,000 / $37,000)
16Liberty Savings Bank Fsb 50 86%8%
  • 253%
  • (200,000 / $79,000)
  • 335%
  • (275,000 / $82,000)
17Agstar Financial Services 50 62%6%
  • 200%
  • (118,000 / $59,000)
  • 200%
  • (88,000 / $44,000)
18Wells Fargo Fin'l Minnesota 44 6%63%
  • 242%
  • (109,000 / $45,000)
  • 176%
  • (83,000 / $47,000)
19Central Minnesota Cu 44 59%18%
  • 128%
  • (58,000 / $45,000)
  • 206%
  • (165,000 / $80,000)
20Phh Mortgage Corporation 40 80%2%
  • 189%
  • (150,000 / $79,000)
  • 481%
  • (279,000 / $58,000)

Upsala, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,944
  2. Loan Applications Denied: 731
  3. % of Loan Applications Denied: 18
  4. # of Loan Originations: 2,415
  5. % of Loan Applications Originated 61

Upsala, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history15
Collateral10
Debt-to-income ratio7
Credit application incomplete2
Unverifiable information1

Upsala, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,610 6020
$100,000 - $300,0002,180 6017
$300,000 - $500,000149 6710
$500,000 - $1,000,0005 6040

Upsala, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,298 5820
$100,000 - $300,000614 6910
$300,000 - $500,00025 920
$500,000 - $1,000,0005 600
$1,000,000 - $1,500,0002 500

Loan to Income Ratios Research for Mortgage in Upsala, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%19866 20
30 - 60%25067 18
60 - 100%33562 17
100 - 200%1,02662 15
200 - 300%1,10960 17
300 - 400%64358 19
> 400%38350 27

Upsala, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,675 6018
Not Owner-Occupied As A Principal Dwelling247 7016
Not Applicable5 600

Home Owner Property Type Statistics in Upsala, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,577 6019
One To Four-Family259 753
Manufactured Housing108 5229
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