Top Trosky, MN Mortgage Lenders

RankTrosky Mortgage LenderTrosky Home Loans ProcessedTrosky Home Loans ApprovedTrosky Home Loans DeniedTrosky Mortgage Median Loan to Income Ratio (LTR) for Approved LoansTrosky Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 806 66%14%
  • 190%
  • (80,000 Loan / $42,000 Income)
  • 160%
  • (80,000 Loan / $50,000 Income)
2Jpmorgan Chase Bank 132 78%14%
  • 235%
  • (120,000 / $51,000)
  • 222%
  • (256,000 / $115,000)
3Mortgage Guaranty Insurance Co 125 75%4%
  • 197%
  • (85,000 / $43,000)
  • 208%
  • (104,000 / $50,000)
4State Bank & Trust 119 82%8%
  • 100%
  • (43,000 / $43,000)
  • 256%
  • (185,000 / $72,000)
5Citimortgage 116 83%6%
  • 193%
  • (128,000 / $66,000)
  • 241%
  • (205,000 / $85,000)
6Countrywide Bank Fsb 115 64%26%
  • 203%
  • (185,000 / $91,000)
  • 256%
  • (77,000 / $30,000)
7F & M Community Bank 87 96%2%
  • 172%
  • (93,000 / $54,000)
  • 256%
  • (100,000 / $39,000)
8Genworth Mortgage Insurance Co 82 53%2%
  • 210%
  • (59,000 / $28,000)
  • 627%
  • (339,000 / $54,000)
9Wells Federal Bank 81 70%11%
  • 164%
  • (410,000 / $250,000)
  • 218%
  • (48,000 / $22,000)
10Citizens Bank Minnesota 72 98%1%
  • 133%
  • (116,000 / $87,000)
  • 31%
  • (7,000 / $22,000)
11Wells Fargo Fin'l Minnesota 70 12%61%
  • 195%
  • (192,000 / $98,000)
  • 194%
  • (76,000 / $39,000)
12Frandsen Bank & Trust 69 98%0%
  • 149%
  • (112,000 / $75,000)
0
13Countrywide Home Loans 65 76%16%
  • 180%
  • (45,000 / $25,000)
  • 279%
  • (120,000 / $43,000)
14Us Bank 58 72%10%
  • 211%
  • (125,000 / $59,000)
  • 144%
  • (104,000 / $72,000)
15Beneficial Company Llc 54 7%77%
  • 321%
  • (74,000 / $23,000)
  • 244%
  • (115,000 / $47,000)
16Bank Of America 48 75%10%
  • 207%
  • (158,000 / $76,000)
  • 400%
  • (120,000 / $30,000)
17Alliance Bank 48 91%2%
  • 120%
  • (116,000 / $96,000)
  • 312%
  • (50,000 / $16,000)
18Associated Bank 47 87%2%
  • 177%
  • (85,000 / $48,000)
  • 657%
  • (125,000 / $19,000)
19Phh Mortgage Corporation 46 86%8%
  • 191%
  • (138,000 / $72,000)
  • 293%
  • (182,000 / $62,000)
20Home Federal Savings Bank 44 54%15%
  • 161%
  • (100,000 / $62,000)
  • 316%
  • (79,000 / $25,000)

Trosky, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,922
  2. Loan Applications Denied: 679
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 2,574
  5. % of Loan Applications Originated 65

Trosky, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral9
Credit history8
Debt-to-income ratio6
Credit application incomplete2
Unverifiable information1

Trosky, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,761 6020
$100,000 - $300,0001,982 6814
$300,000 - $500,000168 7116
$500,000 - $1,000,00011 5427

Trosky, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,222 6218
$100,000 - $300,000640 779
$300,000 - $500,00037 8010
$500,000 - $1,000,00018 6611
$1,000,000 - $1,500,0002 1000
> $2,000,0003 660

Loan to Income Ratios Research for Mortgage in Trosky, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%21361 19
30 - 60%29166 16
60 - 100%36070 15
100 - 200%1,29369 13
200 - 300%1,00565 18
300 - 400%44060 20
> 400%32051 26

Trosky, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,503 6417
Not Owner-Occupied As A Principal Dwelling398 7612
Not Applicable7 710

Home Owner Property Type Statistics in Trosky, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,496 6517
One To Four-Family311 722
Manufactured Housing115 4538
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