Top Trondhjem, MN Mortgage Lenders

RankTrondhjem Mortgage LenderTrondhjem Home Loans ProcessedTrondhjem Home Loans ApprovedTrondhjem Home Loans DeniedTrondhjem Mortgage Median Loan to Income Ratio (LTR) for Approved LoansTrondhjem Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 697 66%18%
  • 188%
  • (151,000 Loan / $80,000 Income)
  • 140%
  • (80,000 Loan / $57,000 Income)
2State Bank & Trust 466 71%17%
  • 105%
  • (71,000 / $67,000)
  • 182%
  • (62,000 / $34,000)
3Affinity Plus Federal Credit U 156 77%4%
  • 123%
  • (189,000 / $153,000)
  • 241%
  • (116,000 / $48,000)
4Jpmorgan Chase Bank 140 77%18%
  • 237%
  • (64,000 / $27,000)
  • 222%
  • (160,000 / $72,000)
5Citimortgage 124 87%6%
  • 230%
  • (267,000 / $116,000)
  • 211%
  • (199,000 / $94,000)
6Us Bank 110 72%15%
  • 243%
  • (222,000 / $91,000)
  • 260%
  • (73,000 / $28,000)
7American Federal Bank 105 77%15%
  • 159%
  • (150,000 / $94,000)
  • 261%
  • (89,000 / $34,000)
8Gate City Bank 98 83%3%
  • 185%
  • (52,000 / $28,000)
  • 192%
  • (189,000 / $98,000)
9Bremer Bank Na (Fargo) 63 73%4%
  • 159%
  • (150,000 / $94,000)
  • 325%
  • (166,000 / $51,000)
10Citibank 51 72%15%
  • 123%
  • (115,000 / $93,000)
  • 88%
  • (108,000 / $122,000)
11Bank Of The West 48 75%14%
  • 141%
  • (170,000 / $120,000)
  • 105%
  • (18,000 / $17,000)
12Phh Mortgage Corporation 46 89%4%
  • 228%
  • (194,000 / $85,000)
  • 191%
  • (23,000 / $12,000)
13Countrywide Bank Fsb 41 75%19%
  • 240%
  • (48,000 / $20,000)
  • 283%
  • (102,000 / $36,000)
14Bank Of America 41 60%24%
  • 139%
  • (74,000 / $53,000)
  • 231%
  • (81,000 / $35,000)
15Mortgage Guaranty Insurance Co 38 68%7%
  • 241%
  • (232,000 / $96,000)
  • 448%
  • (377,000 / $84,000)
16Genworth Mortgage Insurance Co 36 69%8%
  • 162%
  • (81,000 / $50,000)
  • 326%
  • (98,000 / $30,000)
17Embrace Home Loans, 36 11%41%
  • 109%
  • (103,000 / $94,000)
  • 159%
  • (83,000 / $52,000)
18Us Bank North Dakota 34 29%58%
  • 116%
  • (85,000 / $73,000)
  • 115%
  • (115,000 / $100,000)
19Wells Fargo Funding 31 96%3%
  • 158%
  • (391,000 / $246,000)
  • 231%
  • (118,000 / $51,000)
20Quicken Loans 28 64%28%
  • 258%
  • (168,000 / $65,000)
  • 325%
  • (195,000 / $60,000)

Trondhjem, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,217
  2. Loan Applications Denied: 575
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 2,146
  5. % of Loan Applications Originated 66

Trondhjem, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history16
Collateral14
Debt-to-income ratio10
Credit application incomplete3
Unverifiable information1

Trondhjem, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,370 6420
$100,000 - $300,0001,664 6815
$300,000 - $500,000176 6418
$500,000 - $1,000,0006 8316
$1,500,000 - $2,000,0001 00

Trondhjem, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,547 6419
$100,000 - $300,000616 7411
$300,000 - $500,00026 887
$500,000 - $1,000,00026 5611
$1,000,000 - $1,500,0001 1000
> $2,000,0001 00

Loan to Income Ratios Research for Mortgage in Trondhjem, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%18065 19
30 - 60%25466 16
60 - 100%32769 16
100 - 200%98469 15
200 - 300%82166 16
300 - 400%37666 17
> 400%27550 30

Trondhjem, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,738 6519
Not Owner-Occupied As A Principal Dwelling447 7610
Not Applicable9 5533

Home Owner Property Type Statistics in Trondhjem, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,928 6617
Manufactured Housing146 5628
One To Four-Family143 766
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