Top Taos Pueblo, NM Mortgage Lenders

RankTaos Pueblo Mortgage LenderTaos Pueblo Home Loans ProcessedTaos Pueblo Home Loans ApprovedTaos Pueblo Home Loans DeniedTaos Pueblo Mortgage Median Loan to Income Ratio (LTR) for Approved LoansTaos Pueblo Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 206 63%16%
  • 206%
  • (314,000 Loan / $152,000 Income)
  • 229%
  • (124,000 Loan / $54,000 Income)
2Bank Of America 125 63%23%
  • 175%
  • (149,000 / $85,000)
  • 231%
  • (225,000 / $97,000)
3Peoples Bank 88 64%20%
  • 153%
  • (40,000 / $26,000)
  • 190%
  • (285,000 / $150,000)
4Countrywide Bank Fsb 83 79%14%
  • 263%
  • (316,000 / $120,000)
  • 409%
  • (180,000 / $44,000)
5Citimortgage 83 62%16%
  • 279%
  • (360,000 / $129,000)
  • 379%
  • (243,000 / $64,000)
6Jpmorgan Chase Bank 68 73%20%
  • 178%
  • (417,000 / $234,000)
  • 301%
  • (196,000 / $65,000)
7Flagstar Bank 59 50%33%
  • 278%
  • (281,000 / $101,000)
  • 268%
  • (126,000 / $47,000)
8First Community Bank 56 73%23%
  • 23%
  • (5,000 / $21,000)
  • 10%
  • (1,000 / $10,000)
9Countrywide Home Loans 50 72%16%
  • 328%
  • (194,000 / $59,000)
  • 258%
  • (202,000 / $78,000)
10Beneficial Company Llc 42 9%54%
  • 300%
  • (153,000 / $51,000)
  • 222%
  • (200,000 / $90,000)
11National City Bank 38 55%18%
  • 240%
  • (120,000 / $50,000)
  • 187%
  • (161,000 / $86,000)
12Usaa Federal Savings Bank 37 56%35%
  • 231%
  • (269,000 / $116,000)
  • 229%
  • (140,000 / $61,000)
13Citibank 35 71%14%
  • 171%
  • (359,000 / $209,000)
  • 108%
  • (104,000 / $96,000)
14Abn Amro Mtg Group Inc 32 87%12%
  • 190%
  • (116,000 / $61,000)
  • 198%
  • (242,000 / $122,000)
15Quicken Loans 31 64%12%
  • 293%
  • (338,000 / $115,000)
  • 1700%
  • (289,000 / $17,000)
16Metlife Bank 28 50%46%
  • 339%
  • (278,000 / $82,000)
  • 280%
  • (275,000 / $98,000)
17Los Alamos National Bank 21 57%38%
  • 154%
  • (456,000 / $295,000)
  • 118%
  • (220,000 / $185,000)
18Charter Bank 18 27%27%
  • 336%
  • (185,000 / $55,000)
  • 173%
  • (450,000 / $260,000)
19New Mexico Educators Fcu 16 43%25%
  • 132%
  • (70,000 / $53,000)
  • 318%
  • (70,000 / $22,000)
20Wells Fargo Funding 15 93%6% 0
  • 362%
  • (210,000 / $58,000)

Taos Pueblo, NM Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,744
  2. Loan Applications Denied: 435
  3. % of Loan Applications Denied: 24
  4. # of Loan Originations: 977
  5. % of Loan Applications Originated 56

Taos Pueblo, NM Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral21
Debt-to-income ratio16
Credit history12
Credit application incomplete7
Unverifiable information4

Taos Pueblo, NM Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000359 5427
$100,000 - $300,0001,029 5523
$300,000 - $500,000299 5723
$500,000 - $1,000,00052 4334
$1,000,000 - $1,500,0003 066
$1,500,000 - $2,000,0002 5050

Taos Pueblo, NM Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,095 5228
$100,000 - $300,000519 6219
$300,000 - $500,00093 6018
$500,000 - $1,000,00021 6623
$1,000,000 - $1,500,00011 2745
$1,500,000 - $2,000,0002 5050
> $2,000,0003 6633

Loan to Income Ratios Research for Mortgage in Taos Pueblo, NM

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%9656 33
30 - 60%11464 19
60 - 100%16361 20
100 - 200%40458 19
200 - 300%36857 21
300 - 400%24456 27
> 400%35546 34

Taos Pueblo, NM Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,208 5227
Not Owner-Occupied As A Principal Dwelling506 6121
Not Applicable16 930

Home Owner Property Type Statistics in Taos Pueblo, NM for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,612 5624
Manufactured Housing101 3841
One To Four-Family31 703
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