Top Swanville, MN Mortgage Lenders

RankSwanville Mortgage LenderSwanville Home Loans ProcessedSwanville Home Loans ApprovedSwanville Home Loans DeniedSwanville Mortgage Median Loan to Income Ratio (LTR) for Approved LoansSwanville Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 184 60%14%
  • 207%
  • (110,000 Loan / $53,000 Income)
  • 234%
  • (103,000 Loan / $44,000 Income)
2Citimortgage 88 73%20%
  • 273%
  • (197,000 / $72,000)
  • 49%
  • (178,000 / $360,000)
3Jpmorgan Chase Bank 81 69%25%
  • 261%
  • (157,000 / $60,000)
  • 278%
  • (265,000 / $95,000)
4Us Bank North Dakota 59 40%47%
  • 152%
  • (107,000 / $70,000)
  • 259%
  • (122,000 / $47,000)
5Bell America Mortgage Llc Dba 53 54%3%
  • 291%
  • (163,000 / $56,000)
  • 375%
  • (120,000 / $32,000)
6Liberty Savings Bank Fsb 51 88%7%
  • 262%
  • (97,000 / $37,000)
  • 503%
  • (166,000 / $33,000)
7Central Minnesota Cu 48 58%20%
  • 128%
  • (58,000 / $45,000)
  • 206%
  • (165,000 / $80,000)
8Agstar Financial Services 47 65%12%
  • 200%
  • (118,000 / $59,000)
  • 204%
  • (200,000 / $98,000)
9Countrywide Bank Fsb 46 67%23%
  • 242%
  • (80,000 / $33,000)
  • 168%
  • (81,000 / $48,000)
10Us Bk Na Nd 43 44%39%
  • 166%
  • (110,000 / $66,000)
  • 214%
  • (118,000 / $55,000)
11Bremer Bank Na (St Cloud) 40 80%5%
  • 213%
  • (158,000 / $74,000)
  • 86%
  • (59,000 / $68,000)
12Beneficial Company Llc 39 5%82%
  • 339%
  • (295,000 / $87,000)
  • 269%
  • (124,000 / $46,000)
13Us Bank 38 71%18%
  • 247%
  • (89,000 / $36,000)
  • 293%
  • (85,000 / $29,000)
14Stearns Bank Na 38 63%13%
  • 180%
  • (225,000 / $125,000)
  • 450%
  • (126,000 / $28,000)
15Citibank 34 76%14%
  • 136%
  • (147,000 / $108,000)
  • 59%
  • (75,000 / $126,000)
16Avon State Bank 34 82%17%
  • 214%
  • (144,000 / $67,000)
  • 135%
  • (42,000 / $31,000)
17Countrywide Home Loans 33 75%21%
  • 257%
  • (157,000 / $61,000)
  • 189%
  • (144,000 / $76,000)
18Home Savings Of America 31 54%29%
  • 214%
  • (120,000 / $56,000)
  • 180%
  • (130,000 / $72,000)
19Taylor, Bean & Whitaker 29 96%3%
  • 164%
  • (115,000 / $70,000)
  • 342%
  • (120,000 / $35,000)
20Central Mn Cu 27 55%14%
  • 151%
  • (82,000 / $54,000)
  • 369%
  • (192,000 / $52,000)

Swanville, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,812
  2. Loan Applications Denied: 379
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 1,086
  5. % of Loan Applications Originated 59

Swanville, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history16
Collateral14
Debt-to-income ratio10
Credit application incomplete5
Unverifiable information2

Swanville, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000630 5922
$100,000 - $300,0001,134 6020
$300,000 - $500,00045 4417
$500,000 - $1,000,0003 3366

Swanville, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,574 5821
$100,000 - $300,000209 6512
$300,000 - $500,00018 5538
$500,000 - $1,000,00010 2080
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Swanville, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6948 39
30 - 60%9157 31
60 - 100%12962 17
100 - 200%45064 16
200 - 300%51064 16
300 - 400%35358 19
> 400%21042 33

Swanville, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,716 6020
Not Owner-Occupied As A Principal Dwelling87 5031
Not Applicable4 1000

Home Owner Property Type Statistics in Swanville, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,644 6020
Manufactured Housing92 5131
One To Four-Family76 676
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