Top Strandquist, MN Mortgage Lenders

RankStrandquist Mortgage LenderStrandquist Home Loans ProcessedStrandquist Home Loans ApprovedStrandquist Home Loans DeniedStrandquist Mortgage Median Loan to Income Ratio (LTR) for Approved LoansStrandquist Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 997 62%18%
  • 203%
  • (67,000 Loan / $33,000 Income)
  • 185%
  • (87,000 Loan / $47,000 Income)
2Countrywide Bank Fsb 279 71%16%
  • 243%
  • (100,000 / $41,000)
  • 222%
  • (89,000 / $40,000)
3Jpmorgan Chase Bank 266 83%14%
  • 266%
  • (112,000 / $42,000)
  • 214%
  • (90,000 / $42,000)
4Citimortgage 261 75%12%
  • 192%
  • (150,000 / $78,000)
  • 214%
  • (159,000 / $74,000)
5Affinity Plus Federal Credit U 221 71%5%
  • 79%
  • (53,000 / $67,000)
  • 250%
  • (50,000 / $20,000)
6Countrywide Home Loans 183 77%12%
  • 230%
  • (145,000 / $63,000)
  • 250%
  • (173,000 / $69,000)
7Genworth Mortgage Insurance Co 168 49%0%
  • 268%
  • (153,000 / $57,000)
  • 443%
  • (293,000 / $66,000)
8Bank Of America 166 61%19%
  • 257%
  • (147,000 / $57,000)
  • 200%
  • (245,000 / $122,000)
9Beneficial Company Llc 159 3%79%
  • 194%
  • (70,000 / $36,000)
  • 228%
  • (135,000 / $59,000)
10Associated Bank 140 73%17%
  • 119%
  • (85,000 / $71,000)
  • 76%
  • (36,000 / $47,000)
11Mortgage Guaranty Insurance Co 135 62%10%
  • 250%
  • (150,000 / $60,000)
  • 272%
  • (180,000 / $66,000)
12Agstar Financial Services 128 64%15%
  • 166%
  • (130,000 / $78,000)
  • 330%
  • (165,000 / $50,000)
13Us Bank North Dakota 127 32%48%
  • 135%
  • (46,000 / $34,000)
  • 186%
  • (166,000 / $89,000)
14Citifinancial Services Inc 124 37%41%
  • 141%
  • (41,000 / $29,000)
  • 209%
  • (44,000 / $21,000)
15Us Bank 123 70%12%
  • 239%
  • (220,000 / $92,000)
  • 249%
  • (142,000 / $57,000)
16Citibank 95 69%18%
  • 53%
  • (25,000 / $47,000)
  • 70%
  • (60,000 / $85,000)
17Embrace Home Loans, 79 3%43%
  • 201%
  • (131,000 / $65,000)
  • 317%
  • (111,000 / $35,000)
18United Guaranty Corporation 78 80%5%
  • 282%
  • (144,000 / $51,000)
  • 257%
  • (103,000 / $40,000)
19Bell America Mortgage Llc Dba 77 57%2%
  • 294%
  • (100,000 / $34,000)
  • 446%
  • (183,000 / $41,000)
20Wells Fargo Funding 76 98%1%
  • 275%
  • (182,000 / $66,000)
  • 386%
  • (174,000 / $45,000)

Strandquist, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 7,015
  2. Loan Applications Denied: 1,405
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 4,264
  5. % of Loan Applications Originated 60

Strandquist, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral10
Credit history10
Debt-to-income ratio6
Credit application incomplete3
Unverifiable information1

Strandquist, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,713 5922
$100,000 - $300,0004,021 6218
$300,000 - $500,000260 5620
$500,000 - $1,000,00018 6627
$1,000,000 - $1,500,0002 500
> $2,000,0001 0100

Strandquist, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0005,879 5920
$100,000 - $300,0001,050 6316
$300,000 - $500,00049 6922
$500,000 - $1,000,00028 4235
$1,000,000 - $1,500,0004 00
$1,500,000 - $2,000,0003 1000
> $2,000,0002 5050

Loan to Income Ratios Research for Mortgage in Strandquist, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%32157 27
30 - 60%45657 25
60 - 100%61761 19
100 - 200%1,86762 16
200 - 300%1,93163 16
300 - 400%1,08561 19
> 400%73847 31

Strandquist, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling6,434 6019
Not Owner-Occupied As A Principal Dwelling525 6321
Not Applicable17 5211

Home Owner Property Type Statistics in Strandquist, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)6,201 6021
One To Four-Family583 673
Manufactured Housing231 4729
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