Top Stewart, MN Mortgage Lenders

RankStewart Mortgage LenderStewart Home Loans ProcessedStewart Home Loans ApprovedStewart Home Loans DeniedStewart Mortgage Median Loan to Income Ratio (LTR) for Approved LoansStewart Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,987 64%16%
  • 207%
  • (168,000 Loan / $81,000 Income)
  • 218%
  • (166,000 Loan / $76,000 Income)
2Jpmorgan Chase Bank 575 83%12%
  • 257%
  • (103,000 / $40,000)
  • 241%
  • (386,000 / $160,000)
3Us Bank 509 78%14%
  • 239%
  • (165,000 / $69,000)
  • 263%
  • (137,000 / $52,000)
4Eastwood Bank 335 69%11%
  • 147%
  • (112,000 / $76,000)
  • 150%
  • (101,000 / $67,000)
5Citimortgage 319 80%7%
  • 202%
  • (81,000 / $40,000)
  • 272%
  • (215,000 / $79,000)
6Bank Of America 304 74%14%
  • 260%
  • (182,000 / $70,000)
  • 208%
  • (125,000 / $60,000)
7Affinity Plus Federal Credit U 298 67%4%
  • 129%
  • (109,000 / $84,000)
  • 156%
  • (94,000 / $60,000)
8Countrywide Bank Fsb 282 69%18%
  • 227%
  • (155,000 / $68,000)
  • 312%
  • (50,000 / $16,000)
9State Bank & Trust 189 74%12%
  • 124%
  • (417,000 / $336,000)
  • 246%
  • (187,000 / $76,000)
10Mortgage Guaranty Insurance Co 171 69%7%
  • 261%
  • (110,000 / $42,000)
  • 223%
  • (143,000 / $64,000)
11Bremer Bank Na (Fargo) 153 83%7%
  • 154%
  • (57,000 / $37,000)
  • 111%
  • (30,000 / $27,000)
12Lake State Federal Credit Unio 151 16%25%
  • 179%
  • (167,000 / $93,000)
  • 326%
  • (137,000 / $42,000)
13Wells Fargo Funding 149 99%0%
  • 246%
  • (123,000 / $50,000)
  • 289%
  • (162,000 / $56,000)
14Countrywide Home Loans 147 83%11%
  • 228%
  • (171,000 / $75,000)
  • 191%
  • (86,000 / $45,000)
15Beneficial Company Llc 139 5%82%
  • 173%
  • (73,000 / $42,000)
  • 227%
  • (182,000 / $80,000)
16Us Bank North Dakota 134 35%39%
  • 112%
  • (45,000 / $40,000)
  • 221%
  • (135,000 / $61,000)
17United Guaranty Corporation 131 71%9%
  • 234%
  • (129,000 / $55,000)
  • 242%
  • (255,000 / $105,000)
18Embrace Home Loans, 125 6%50%
  • 233%
  • (112,000 / $48,000)
  • 272%
  • (49,000 / $18,000)
19Think Mutual Bank 122 77%8%
  • 100%
  • (40,000 / $40,000)
  • 364%
  • (124,000 / $34,000)
20Phh Mortgage Corporation 122 89%2%
  • 210%
  • (147,000 / $70,000)
  • 185%
  • (139,000 / $75,000)

Stewart, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 11,311
  2. Loan Applications Denied: 2,022
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 7,256
  5. % of Loan Applications Originated 64

Stewart, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral12
Credit history11
Debt-to-income ratio10
Credit application incomplete3
Unverifiable information1

Stewart, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,897 6120
$100,000 - $300,0006,657 6416
$300,000 - $500,000678 6516
$500,000 - $1,000,00073 4328
$1,000,000 - $1,500,0005 6040
$1,500,000 - $2,000,0001 00

Stewart, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0009,147 6119
$100,000 - $300,0001,940 7012
$300,000 - $500,000141 7310
$500,000 - $1,000,00065 7713
$1,000,000 - $1,500,0009 5522
$1,500,000 - $2,000,0003 3333
> $2,000,0006 990

Loan to Income Ratios Research for Mortgage in Stewart, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%47461 21
30 - 60%65064 17
60 - 100%91267 16
100 - 200%3,14967 14
200 - 300%3,10665 16
300 - 400%1,85163 17
> 400%1,16946 31

Stewart, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling10,013 6318
Not Owner-Occupied As A Principal Dwelling1,242 7313
Not Applicable9 5522

Home Owner Property Type Statistics in Stewart, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)10,297 6418
One To Four-Family662 755
Manufactured Housing352 4434
More Stewart, MN Mortgage Research: