Top Steen, MN Mortgage Lenders

RankSteen Mortgage LenderSteen Home Loans ProcessedSteen Home Loans ApprovedSteen Home Loans DeniedSteen Mortgage Median Loan to Income Ratio (LTR) for Approved LoansSteen Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,070 59%17%
  • 210%
  • (135,000 Loan / $64,000 Income)
  • 230%
  • (374,000 Loan / $162,000 Income)
2Countrywide Bank Fsb 256 68%17%
  • 211%
  • (195,000 / $92,000)
  • 264%
  • (143,000 / $54,000)
3Affinity Plus Federal Credit U 206 65%4%
  • 113%
  • (74,000 / $65,000)
  • 376%
  • (128,000 / $34,000)
4Jpmorgan Chase Bank 203 77%20%
  • 239%
  • (98,000 / $41,000)
  • 175%
  • (205,000 / $117,000)
5Citimortgage 200 73%7%
  • 236%
  • (170,000 / $72,000)
  • 275%
  • (171,000 / $62,000)
6Us Bank 195 75%14%
  • 235%
  • (271,000 / $115,000)
  • 211%
  • (112,000 / $53,000)
7Genworth Mortgage Insurance Co 193 60%1%
  • 248%
  • (62,000 / $25,000)
  • 295%
  • (71,000 / $24,000)
8Countrywide Home Loans 152 78%13%
  • 261%
  • (251,000 / $96,000)
  • 262%
  • (142,000 / $54,000)
9Mortgage Guaranty Insurance Co 147 76%6%
  • 262%
  • (270,000 / $103,000)
  • 228%
  • (73,000 / $32,000)
10Beneficial Company Llc 131 4%77%
  • 49%
  • (44,000 / $89,000)
  • 241%
  • (210,000 / $87,000)
11Bank Of America 113 75%14%
  • 209%
  • (331,000 / $158,000)
  • 307%
  • (252,000 / $82,000)
12United Guaranty Corporation 108 79%4%
  • 255%
  • (153,000 / $60,000)
  • 276%
  • (268,000 / $97,000)
13Us Bank North Dakota 99 33%47%
  • 90%
  • (58,000 / $64,000)
  • 161%
  • (176,000 / $109,000)
14Wells Fargo Fin'l Minnesota 88 20%50%
  • 214%
  • (148,000 / $69,000)
  • 227%
  • (141,000 / $62,000)
15Agstar Financial Services 86 59%13%
  • 243%
  • (112,000 / $46,000)
  • 304%
  • (250,000 / $82,000)
16Citibank 76 77%19%
  • 58%
  • (35,000 / $60,000)
  • 88%
  • (80,000 / $90,000)
17Citifinancial Services Inc 75 29%49%
  • 183%
  • (33,000 / $18,000)
  • 226%
  • (118,000 / $52,000)
18Gmac Mortgage Llc 72 6%45%
  • 226%
  • (263,000 / $116,000)
  • 227%
  • (232,000 / $102,000)
19North Shore Bank Of Commerce 71 87%4%
  • 225%
  • (271,000 / $120,000)
  • 264%
  • (230,000 / $87,000)
20Phh Mortgage Corporation 70 82%8%
  • 226%
  • (190,000 / $84,000)
  • 182%
  • (91,000 / $50,000)

Steen, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 6,427
  2. Loan Applications Denied: 1,261
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 3,872
  5. % of Loan Applications Originated 60

Steen, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral9
Credit history8
Debt-to-income ratio7
Credit application incomplete2
Unverifiable information1

Steen, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,368 5821
$100,000 - $300,0003,740 6118
$300,000 - $500,000296 5320
$500,000 - $1,000,00023 5134

Steen, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0005,411 5820
$100,000 - $300,000954 6614
$300,000 - $500,00043 6916
$500,000 - $1,000,00013 687
$1,000,000 - $1,500,0003 330
$1,500,000 - $2,000,0002 1000
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Steen, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%25456 22
30 - 60%37860 19
60 - 100%52862 18
100 - 200%1,68961 17
200 - 300%1,84160 19
300 - 400%1,08360 18
> 400%65447 27

Steen, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling5,897 5920
Not Owner-Occupied As A Principal Dwelling472 7013
Not Applicable15 6620

Home Owner Property Type Statistics in Steen, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)5,615 5821
One To Four-Family660 733
Manufactured Housing152 5927
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