Top Starbuck, MN Mortgage Lenders

RankStarbuck Mortgage LenderStarbuck Home Loans ProcessedStarbuck Home Loans ApprovedStarbuck Home Loans DeniedStarbuck Mortgage Median Loan to Income Ratio (LTR) for Approved LoansStarbuck Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 4,054 64%15%
  • 196%
  • (65,000 Loan / $33,000 Income)
  • 195%
  • (405,000 Loan / $207,000 Income)
2Jpmorgan Chase Bank 771 81%15%
  • 220%
  • (141,000 / $64,000)
  • 193%
  • (186,000 / $96,000)
3Us Bank 750 76%14%
  • 210%
  • (135,000 / $64,000)
  • 229%
  • (179,000 / $78,000)
4Affinity Plus Federal Credit U 641 66%3%
  • 124%
  • (103,000 / $83,000)
  • 306%
  • (285,000 / $93,000)
5Bank Of America 621 79%11%
  • 212%
  • (151,000 / $71,000)
  • 289%
  • (139,000 / $48,000)
6Citimortgage 535 72%8%
  • 200%
  • (40,000 / $20,000)
  • 269%
  • (113,000 / $42,000)
7Countrywide Bank Fsb 503 69%18%
  • 200%
  • (158,000 / $79,000)
  • 262%
  • (210,000 / $80,000)
8Mortgage Guaranty Insurance Co 417 73%7%
  • 231%
  • (190,000 / $82,000)
  • 214%
  • (165,000 / $77,000)
9Genworth Mortgage Insurance Co 406 63%1%
  • 237%
  • (76,000 / $32,000)
  • 225%
  • (63,000 / $28,000)
10Wells Fargo Funding 317 98%1%
  • 270%
  • (127,000 / $47,000)
  • 226%
  • (95,000 / $42,000)
11Countrywide Home Loans 310 80%13%
  • 251%
  • (113,000 / $45,000)
  • 266%
  • (72,000 / $27,000)
12United Guaranty Corporation 305 83%4%
  • 240%
  • (120,000 / $50,000)
  • 244%
  • (122,000 / $50,000)
13Woodlands National Bank 288 36%39%
  • 171%
  • (120,000 / $70,000)
  • 240%
  • (60,000 / $25,000)
14Beneficial Company Llc 283 6%77%
  • 152%
  • (213,000 / $140,000)
  • 227%
  • (155,000 / $68,000)
15Agstar Financial Services 261 61%8%
  • 198%
  • (159,000 / $80,000)
  • 304%
  • (250,000 / $82,000)
16Us Bank North Dakota 255 36%45%
  • 101%
  • (55,000 / $54,000)
  • 161%
  • (176,000 / $109,000)
17Phh Mortgage Corporation 253 86%4%
  • 208%
  • (283,000 / $136,000)
  • 182%
  • (91,000 / $50,000)
18Embrace Home Loans, 238 10%45%
  • 216%
  • (80,000 / $37,000)
  • 263%
  • (58,000 / $22,000)
19North Shore Bank Of Commerce 216 81%9%
  • 227%
  • (84,000 / $37,000)
  • 217%
  • (194,000 / $89,000)
20Quicken Loans 177 59%32%
  • 236%
  • (71,000 / $30,000)
  • 211%
  • (95,000 / $45,000)

Starbuck, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 20,952
  2. Loan Applications Denied: 3,669
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 13,454
  5. % of Loan Applications Originated 64

Starbuck, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral10
Credit history9
Debt-to-income ratio7
Credit application incomplete3
Unverifiable information1

Starbuck, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0007,680 6119
$100,000 - $300,00012,064 6416
$300,000 - $500,0001,130 6017
$500,000 - $1,000,00076 5422
$1,000,000 - $1,500,0002 1000

Starbuck, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00016,835 6118
$100,000 - $300,0003,793 6812
$300,000 - $500,000198 7411
$500,000 - $1,000,00099 816
$1,000,000 - $1,500,00017 585
$1,500,000 - $2,000,0004 1000
> $2,000,0006 8216

Loan to Income Ratios Research for Mortgage in Starbuck, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%81062 20
30 - 60%1,19564 17
60 - 100%1,83263 17
100 - 200%6,29166 15
200 - 300%5,83864 15
300 - 400%3,07063 17
> 400%1,91650 28

Starbuck, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling18,973 6317
Not Owner-Occupied As A Principal Dwelling1,857 7015
Not Applicable23 6513

Home Owner Property Type Statistics in Starbuck, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)18,848 6318
One To Four-Family1,652 764
Manufactured Housing452 5132
More Starbuck, MN Mortgage Research: