Top Stanley, MN Mortgage Lenders

RankStanley Mortgage LenderStanley Home Loans ProcessedStanley Home Loans ApprovedStanley Home Loans DeniedStanley Mortgage Median Loan to Income Ratio (LTR) for Approved LoansStanley Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 147 68%9%
  • 197%
  • (142,000 Loan / $72,000 Income)
  • 128%
  • (242,000 Loan / $188,000 Income)
2Bank Of The West 43 81%16%
  • 161%
  • (50,000 / $31,000)
  • 24%
  • (14,000 / $58,000)
3Jpmorgan Chase Bank 32 93%6%
  • 102%
  • (100,000 / $98,000)
  • 230%
  • (157,000 / $68,000)
4Citimortgage 30 90%0%
  • 224%
  • (256,000 / $114,000)
0
5Bremer Bank Na (Willmar) 26 80%0%
  • 192%
  • (158,000 / $82,000)
0
6Genworth Mortgage Insurance Co 17 52%0%
  • 288%
  • (176,000 / $61,000)
0
7Countrywide Bank Fsb 16 75%6%
  • 185%
  • (163,000 / $88,000)
  • 200%
  • (156,000 / $78,000)
8Merchants Bank 15 100%0%
  • 243%
  • (141,000 / $58,000)
0
9Us Bank 14 85%14%
  • 194%
  • (97,000 / $50,000)
  • 187%
  • (58,000 / $31,000)
10Mortgage Guaranty Insurance Co 14 78%14%
  • 245%
  • (130,000 / $53,000)
  • 263%
  • (150,000 / $57,000)
11Home Federal Bank 11 63%18%
  • 302%
  • (109,000 / $36,000)
  • 277%
  • (200,000 / $72,000)
12United Guaranty Corporation 10 70%20%
  • 227%
  • (269,000 / $118,000)
  • 263%
  • (150,000 / $57,000)
13Beneficial Company Llc 10 0%90% 0
  • 200%
  • (100,000 / $50,000)
14Us Bank North Dakota 9 55%11%
  • 115%
  • (74,000 / $64,000)
  • 202%
  • (160,000 / $79,000)
15Quicken Loans 8 87%12%
  • 174%
  • (75,000 / $43,000)
  • 254%
  • (275,000 / $108,000)
16Embrace Home Loans, 8 0%12% 0
  • 237%
  • (69,000 / $29,000)
17Countrywide Home Loans 8 87%12% 0
  • 30%
  • (24,000 / $79,000)
18Bank Of America 8 87%12%
  • 131%
  • (131,000 / $100,000)
  • 168%
  • (76,000 / $45,000)
19Nationstar Mortgage Llc 7 14%42%
  • 336%
  • (111,000 / $33,000)
  • 174%
  • (75,000 / $43,000)
20Hiway Federal Credit Union 7 57%14%
  • 21%
  • (20,000 / $93,000)
  • 377%
  • (151,000 / $40,000)

Stanley, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 608
  2. Loan Applications Denied: 95
  3. % of Loan Applications Denied: 15
  4. # of Loan Originations: 396
  5. % of Loan Applications Originated 65

Stanley, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history9
Collateral6
Debt-to-income ratio5
Credit application incomplete3
Unverifiable information0

Stanley, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000203 5623
$100,000 - $300,000376 6812
$300,000 - $500,00028 747
$500,000 - $1,000,0001 1000

Stanley, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000472 6216
$100,000 - $300,000122 7013
$300,000 - $500,0009 660
$500,000 - $1,000,0004 5050
$1,000,000 - $1,500,0001 1000

Loan to Income Ratios Research for Mortgage in Stanley, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2748 29
30 - 60%3450 32
60 - 100%3971 10
100 - 200%20764 15
200 - 300%17269 11
300 - 400%8068 10
> 400%4956 22

Stanley, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling596 6514
Not Owner-Occupied As A Principal Dwelling12 3350

Home Owner Property Type Statistics in Stanley, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)552 6415
One To Four-Family52 719
Manufactured Housing4 2550
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