Top St. Vincent, MN Mortgage Lenders

RankSt. Vincent Mortgage LenderSt. Vincent Home Loans ProcessedSt. Vincent Home Loans ApprovedSt. Vincent Home Loans DeniedSt. Vincent Mortgage Median Loan to Income Ratio (LTR) for Approved LoansSt. Vincent Mortgage Median LTR for Denied Loans
1American Federal Bank 63 73%17%
  • 75%
  • (25,000 Loan / $33,000 Income)
  • 71%
  • (60,000 Loan / $84,000 Income)
2Wells Fargo Bank 17 47%29%
  • 97%
  • (82,000 / $84,000)
  • 55%
  • (35,000 / $63,000)
3Marshall Bank 12 75%25%
  • 57%
  • (12,000 / $21,000)
  • 105%
  • (20,000 / $19,000)
4Us Bank 9 77%22%
  • 134%
  • (39,000 / $29,000)
  • 718%
  • (115,000 / $16,000)
5Citimortgage 9 100%0% 0 0
6Jpmorgan Chase Bank 7 42%57%
  • 377%
  • (117,000 / $31,000)
  • 121%
  • (28,000 / $23,000)
7Countrywide Bank Fsb 7 28%57% 0
  • 303%
  • (200,000 / $66,000)
8Merchants Bank 5 80%20%
  • 129%
  • (48,000 / $37,000)
  • 315%
  • (120,000 / $38,000)
9Us Bank North Dakota 4 25%25%
  • 170%
  • (94,000 / $55,000)
  • 40%
  • (14,000 / $35,000)
10United Valley Bank 4 75%25%
  • 80%
  • (65,000 / $81,000)
  • 93%
  • (46,000 / $49,000)
11Beneficial Company Llc 4 25%75%
  • 152%
  • (108,000 / $71,000)
  • 125%
  • (113,000 / $90,000)
12Bank Of America 4 75%0%
  • 74%
  • (40,000 / $54,000)
0
13United Guaranty Corporation 3 66%0%
  • 97%
  • (76,000 / $78,000)
0
14Genworth Mortgage Insurance Co 3 100%0%
  • 136%
  • (34,000 / $25,000)
0
15Franklin American Mortgage Co 3 66%0% 0 0
16Wells Fargo Funding 2 100%0%
  • 186%
  • (54,000 / $29,000)
0
17Valley Mortgage Inc 2 100%0%
  • 230%
  • (136,000 / $59,000)
0
18Usaa Federal Savings Bank 2 50%0%
  • 24%
  • (27,000 / $109,000)
0
19Us Bk Na Nd 2 50%50%
  • 163%
  • (90,000 / $55,000)
  • 48%
  • (120,000 / $247,000)
20Summit Mortgage Corporation 2 100%0%
  • 141%
  • (82,000 / $58,000)
0

St. Vincent, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 223
  2. Loan Applications Denied: 50
  3. % of Loan Applications Denied: 22
  4. # of Loan Originations: 143
  5. % of Loan Applications Originated 64

St. Vincent, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history23
Collateral11
Debt-to-income ratio7
Employment history3
Credit application incomplete2

St. Vincent, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000169 6721
$100,000 - $300,00054 5125

St. Vincent, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000185 5925
$100,000 - $300,00034 875
$300,000 - $500,0003 330
$500,000 - $1,000,0001 1000

Loan to Income Ratios Research for Mortgage in St. Vincent, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1675 12
30 - 60%3559 25
60 - 100%5774 15
100 - 200%7764 22
200 - 300%2166 14
300 - 400%1118 63
> 400%616 50

St. Vincent, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling217 6422
Not Owner-Occupied As A Principal Dwelling6 5033

Home Owner Property Type Statistics in St. Vincent, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)208 6323
One To Four-Family11 720
Manufactured Housing4 5025
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