Top St. Hilaire, MN Mortgage Lenders

RankSt. Hilaire Mortgage LenderSt. Hilaire Home Loans ProcessedSt. Hilaire Home Loans ApprovedSt. Hilaire Home Loans DeniedSt. Hilaire Mortgage Median Loan to Income Ratio (LTR) for Approved LoansSt. Hilaire Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 558 59%18%
  • 176%
  • (46,000 Loan / $26,000 Income)
  • 158%
  • (108,000 Loan / $68,000 Income)
2Friend Bank 183 89%6%
  • 102%
  • (106,000 / $103,000)
  • 173%
  • (99,000 / $57,000)
3Jpmorgan Chase Bank 146 82%13%
  • 220%
  • (269,000 / $122,000)
  • 228%
  • (137,000 / $60,000)
4Countrywide Bank Fsb 123 73%15%
  • 211%
  • (95,000 / $45,000)
  • 243%
  • (207,000 / $85,000)
5Genworth Mortgage Insurance Co 116 44%3%
  • 233%
  • (236,000 / $101,000)
  • 266%
  • (208,000 / $78,000)
6Beneficial Company Llc 114 3%80%
  • 208%
  • (190,000 / $91,000)
  • 227%
  • (123,000 / $54,000)
7Roundbank 111 82%5%
  • 116%
  • (99,000 / $85,000)
  • 326%
  • (209,000 / $64,000)
8Citimortgage 107 84%6%
  • 222%
  • (100,000 / $45,000)
  • 257%
  • (162,000 / $63,000)
9Agstar Financial Services 100 72%6%
  • 203%
  • (165,000 / $81,000)
  • 344%
  • (210,000 / $61,000)
10Us Bank 69 79%5%
  • 201%
  • (133,000 / $66,000)
  • 361%
  • (188,000 / $52,000)
11Countrywide Home Loans 69 84%11%
  • 225%
  • (144,000 / $64,000)
  • 159%
  • (236,000 / $148,000)
12Bank Of America 69 75%17%
  • 229%
  • (78,000 / $34,000)
  • 278%
  • (156,000 / $56,000)
13Alliance Bank 67 61%10%
  • 111%
  • (234,000 / $210,000)
  • 146%
  • (72,000 / $49,000)
14Embrace Home Loans, 65 10%36%
  • 225%
  • (124,000 / $55,000)
  • 237%
  • (195,000 / $82,000)
15Wells Federal Bank 61 36%22%
  • 180%
  • (65,000 / $36,000)
  • 257%
  • (90,000 / $35,000)
16Mortgage Guaranty Insurance Co 59 61%15%
  • 259%
  • (171,000 / $66,000)
  • 252%
  • (86,000 / $34,000)
17Affinity Plus Federal Credit U 55 63%5%
  • 60%
  • (30,000 / $50,000)
  • 47%
  • (30,000 / $63,000)
18Citibank 49 71%18%
  • 113%
  • (50,000 / $44,000)
  • 45%
  • (25,000 / $55,000)
19Us Bank North Dakota 48 37%37%
  • 100%
  • (75,000 / $75,000)
  • 148%
  • (119,000 / $80,000)
20Wells Fargo Fin'l Minnesota 46 17%58%
  • 327%
  • (223,000 / $68,000)
  • 179%
  • (154,000 / $86,000)

St. Hilaire, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,787
  2. Loan Applications Denied: 733
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 2,324
  5. % of Loan Applications Originated 61

St. Hilaire, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history10
Collateral8
Debt-to-income ratio6
Credit application incomplete2
Unverifiable information1

St. Hilaire, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,587 6121
$100,000 - $300,0002,060 5918
$300,000 - $500,000130 6512
$500,000 - $1,000,0007 850
$1,000,000 - $1,500,0001 1000
$1,500,000 - $2,000,0001 1000
> $2,000,0001 0100

St. Hilaire, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,245 5920
$100,000 - $300,000485 6912
$300,000 - $500,00033 756
$500,000 - $1,000,00021 6619
$1,000,000 - $1,500,0001 0100
$1,500,000 - $2,000,0002 500

Loan to Income Ratios Research for Mortgage in St. Hilaire, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%19471 15
30 - 60%30960 22
60 - 100%31562 20
100 - 200%1,09364 15
200 - 300%1,01860 19
300 - 400%52157 19
> 400%33745 30

St. Hilaire, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,461 6019
Not Owner-Occupied As A Principal Dwelling297 7016
Not Applicable12 750

Home Owner Property Type Statistics in St. Hilaire, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,315 6020
One To Four-Family327 664
Manufactured Housing145 5824
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