Top St. Bonifacius, MN Mortgage Lenders

RankSt. Bonifacius Mortgage LenderSt. Bonifacius Home Loans ProcessedSt. Bonifacius Home Loans ApprovedSt. Bonifacius Home Loans DeniedSt. Bonifacius Mortgage Median Loan to Income Ratio (LTR) for Approved LoansSt. Bonifacius Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,121 69%12%
  • 218%
  • (177,000 Loan / $81,000 Income)
  • 230%
  • (348,000 Loan / $151,000 Income)
2Jpmorgan Chase Bank 263 84%12%
  • 205%
  • (350,000 / $170,000)
  • 233%
  • (259,000 / $111,000)
3Us Bank 194 83%9%
  • 233%
  • (255,000 / $109,000)
  • 295%
  • (145,000 / $49,000)
4Citimortgage 159 83%6%
  • 210%
  • (232,000 / $110,000)
  • 275%
  • (66,000 / $24,000)
5Bank Of America 128 71%16%
  • 235%
  • (214,000 / $91,000)
  • 322%
  • (297,000 / $92,000)
6Wells Fargo Funding 118 98%1%
  • 286%
  • (390,000 / $136,000)
  • 613%
  • (417,000 / $68,000)
7Phh Home Loans 111 81%5%
  • 285%
  • (377,000 / $132,000)
  • 330%
  • (416,000 / $126,000)
8Kleinbank 104 68%13%
  • 195%
  • (203,000 / $104,000)
  • 263%
  • (137,000 / $52,000)
9Citibank 102 68%18%
  • 200%
  • (294,000 / $147,000)
  • 129%
  • (192,000 / $148,000)
10The Business Bank 90 95%1%
  • 236%
  • (236,000 / $100,000)
  • 213%
  • (250,000 / $117,000)
11Countrywide Bank Fsb 90 76%10%
  • 188%
  • (296,000 / $157,000)
  • 263%
  • (216,000 / $82,000)
12Tcf National Bank 87 22%34%
  • 250%
  • (426,000 / $170,000)
  • 405%
  • (280,000 / $69,000)
13Provident Funding Associates 75 54%28%
  • 236%
  • (380,000 / $161,000)
  • 273%
  • (380,000 / $139,000)
14Bell America Mortgage Llc Dba 72 70%0%
  • 253%
  • (327,000 / $129,000)
0
15Radian Guaranty 56 83%1%
  • 258%
  • (204,000 / $79,000)
  • 397%
  • (366,000 / $92,000)
16Countrywide Home Loans 56 85%10%
  • 277%
  • (225,000 / $81,000)
  • 377%
  • (415,000 / $110,000)
17State Bank & Trust 52 84%5%
  • 242%
  • (194,000 / $80,000)
  • 203%
  • (155,000 / $76,000)
18Alerus Financial 47 97%0%
  • 234%
  • (253,000 / $108,000)
0
19Mortgage Guaranty Insurance Co 46 73%8%
  • 293%
  • (258,000 / $88,000)
  • 340%
  • (102,000 / $30,000)
20United Guaranty Corporation 44 84%4%
  • 267%
  • (203,000 / $76,000)
  • 259%
  • (337,000 / $130,000)

St. Bonifacius, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 4,757
  2. Loan Applications Denied: 648
  3. % of Loan Applications Denied: 13
  4. # of Loan Originations: 3,351
  5. % of Loan Applications Originated 70

St. Bonifacius, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Debt-to-income ratio9
Credit application incomplete5
Credit history4
Unverifiable information2

St. Bonifacius, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000461 6617
$100,000 - $300,0002,446 7212
$300,000 - $500,0001,549 7012
$500,000 - $1,000,000218 5427
$1,000,000 - $1,500,00055 6716
$1,500,000 - $2,000,00018 3833
> $2,000,00010 6020

St. Bonifacius, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,052 6815
$100,000 - $300,0002,390 7111
$300,000 - $500,000181 6317
$500,000 - $1,000,000104 658
$1,000,000 - $1,500,00021 5614
$1,500,000 - $2,000,0005 800
> $2,000,0004 500

Loan to Income Ratios Research for Mortgage in St. Bonifacius, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%11364 19
30 - 60%17466 13
60 - 100%27167 12
100 - 200%1,16274 9
200 - 300%1,58771 12
300 - 400%85469 15
> 400%59659 20

St. Bonifacius, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling4,589 7013
Not Owner-Occupied As A Principal Dwelling166 6318
Not Applicable1 1000

Home Owner Property Type Statistics in St. Bonifacius, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)4,529 7013
One To Four-Family228 776
More St. Bonifacius, MN Mortgage Research: