Top South Bend, NE Mortgage Lenders

RankSouth Bend Mortgage LenderSouth Bend Home Loans ProcessedSouth Bend Home Loans ApprovedSouth Bend Home Loans DeniedSouth Bend Mortgage Median Loan to Income Ratio (LTR) for Approved LoansSouth Bend Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 158 65%15%
  • 159%
  • (150,000 Loan / $94,000 Income)
  • 109%
  • (180,000 Loan / $165,000 Income)
2Jpmorgan Chase Bank 38 81%15%
  • 263%
  • (174,000 / $66,000)
  • 258%
  • (145,000 / $56,000)
3Union Bank & Trust Company 37 62%18%
  • 142%
  • (54,000 / $38,000)
  • 217%
  • (152,000 / $70,000)
4Citimortgage 37 81%2%
  • 152%
  • (64,000 / $42,000)
  • 266%
  • (80,000 / $30,000)
5Tierone Bank 30 76%10%
  • 150%
  • (144,000 / $96,000)
  • 102%
  • (90,000 / $88,000)
6Mortgage Guaranty Insurance Co 30 70%20%
  • 208%
  • (281,000 / $135,000)
  • 329%
  • (504,000 / $153,000)
7Home State Bank 28 85%0%
  • 172%
  • (76,000 / $44,000)
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8Embrace Home Loans, 28 7%50%
  • 210%
  • (179,000 / $85,000)
  • 153%
  • (60,000 / $39,000)
9Mutual Of Omaha Bank 27 85%3%
  • 147%
  • (288,000 / $195,000)
  • 278%
  • (237,000 / $85,000)
10Great Western Bank 25 56%8%
  • 104%
  • (46,000 / $44,000)
  • 356%
  • (89,000 / $25,000)
11Pinnacle Bank 24 87%4%
  • 137%
  • (128,000 / $93,000)
  • 193%
  • (60,000 / $31,000)
12Farmers & Merchants Nat'l Bank 24 70%12%
  • 111%
  • (70,000 / $63,000)
  • 127%
  • (65,000 / $51,000)
13West Gate Bank 22 86%9%
  • 177%
  • (256,000 / $144,000)
  • 345%
  • (121,000 / $35,000)
14Us Bank 22 45%45%
  • 101%
  • (66,000 / $65,000)
  • 191%
  • (230,000 / $120,000)
15First National Bank Of Omaha 21 61%9%
  • 152%
  • (110,000 / $72,000)
  • 408%
  • (98,000 / $24,000)
16Lincoln Federal Savings Bank 20 85%10%
  • 235%
  • (160,000 / $68,000)
  • 687%
  • (337,000 / $49,000)
17Wells Fargo Funding 18 100%0%
  • 406%
  • (256,000 / $63,000)
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18Us Bank North Dakota 17 41%52%
  • 71%
  • (62,000 / $87,000)
  • 203%
  • (124,000 / $61,000)
19Genworth Mortgage Insurance Co 17 58%17%
  • 160%
  • (104,000 / $65,000)
  • 350%
  • (504,000 / $144,000)
20Lincoln Federal Svgs Bk Of Ne 16 87%0%
  • 254%
  • (252,000 / $99,000)
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South Bend, NE Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,141
  2. Loan Applications Denied: 189
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 766
  5. % of Loan Applications Originated 67

South Bend, NE Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral12
Debt-to-income ratio9
Credit history9
Unverifiable information2
Credit application incomplete2

South Bend, NE Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000527 6219
$100,000 - $300,000510 7112
$300,000 - $500,00099 6518
$500,000 - $1,000,0005 2060

South Bend, NE Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000840 6318
$100,000 - $300,000275 7611
$300,000 - $500,00016 816
$500,000 - $1,000,0007 5628
$1,000,000 - $1,500,0002 500
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in South Bend, NE

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%7663 23
30 - 60%8170 14
60 - 100%11972 10
100 - 200%39970 13
200 - 300%30266 15
300 - 400%11059 18
> 400%5444 42

South Bend, NE Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,065 6616
Not Owner-Occupied As A Principal Dwelling71 709
Not Applicable1 1000

Home Owner Property Type Statistics in South Bend, NE for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,037 6716
One To Four-Family73 6813
Manufactured Housing31 4832
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