Top Smoky Hollow, MN Mortgage Lenders

RankSmoky Hollow Mortgage LenderSmoky Hollow Home Loans ProcessedSmoky Hollow Home Loans ApprovedSmoky Hollow Home Loans DeniedSmoky Hollow Mortgage Median Loan to Income Ratio (LTR) for Approved LoansSmoky Hollow Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 149 64%12%
  • 148%
  • (125,000 Loan / $84,000 Income)
  • 216%
  • (154,000 Loan / $71,000 Income)
2Us Bank 54 75%12%
  • 216%
  • (141,000 / $65,000)
  • 281%
  • (166,000 / $59,000)
3Affinity Plus Federal Credit U 52 57%3%
  • 219%
  • (134,000 / $61,000)
  • 419%
  • (130,000 / $31,000)
4Jpmorgan Chase Bank 36 80%16%
  • 241%
  • (116,000 / $48,000)
  • 303%
  • (88,000 / $29,000)
5Countrywide Bank Fsb 23 78%13%
  • 300%
  • (198,000 / $66,000)
  • 494%
  • (183,000 / $37,000)
6Bank Of America 22 63%13%
  • 198%
  • (195,000 / $98,000)
  • 159%
  • (99,000 / $62,000)
7Citimortgage 19 78%5%
  • 290%
  • (238,000 / $82,000)
  • 261%
  • (55,000 / $21,000)
8Us Bk Na Nd 17 47%52%
  • 82%
  • (85,000 / $103,000)
  • 212%
  • (151,000 / $71,000)
9Countrywide Home Loans 14 78%7%
  • 217%
  • (126,000 / $58,000)
  • 104%
  • (125,000 / $120,000)
10Unity Bank 13 76%23%
  • 116%
  • (304,000 / $262,000)
  • 251%
  • (277,000 / $110,000)
11Citibank 13 69%23%
  • 233%
  • (119,000 / $51,000)
  • 98%
  • (53,000 / $54,000)
12Merchants Bank 11 90%9%
  • 412%
  • (128,000 / $31,000)
  • 219%
  • (200,000 / $91,000)
13Wells Fargo Funding 10 100%0% 0 0
14Bremer Bank Na (St Cloud) 10 100%0%
  • 115%
  • (66,000 / $57,000)
0
15Northview Bank 9 55%33%
  • 174%
  • (174,000 / $100,000)
  • 164%
  • (250,000 / $152,000)
16American Bank Of The North 9 44%44%
  • 31%
  • (37,000 / $117,000)
  • 237%
  • (19,000 / $8,000)
17Us Bank North Dakota 8 75%25%
  • 132%
  • (41,000 / $31,000)
  • 326%
  • (75,000 / $23,000)
18The Business Bank 8 87%12%
  • 157%
  • (325,000 / $207,000)
  • 270%
  • (73,000 / $27,000)
19Taylor, Bean & Whitaker 8 100%0%
  • 222%
  • (40,000 / $18,000)
0
20Radian Guaranty 8 75%0%
  • 216%
  • (128,000 / $59,000)
0

Smoky Hollow, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 804
  2. Loan Applications Denied: 130
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 521
  5. % of Loan Applications Originated 64

Smoky Hollow, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral19
Credit history13
Debt-to-income ratio11
Unverifiable information5
Credit application incomplete2

Smoky Hollow, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000268 6116
$100,000 - $300,000490 6516
$300,000 - $500,00046 7310

Smoky Hollow, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000554 6218
$100,000 - $300,000235 6711
$300,000 - $500,00010 8010
$500,000 - $1,000,0005 1000

Loan to Income Ratios Research for Mortgage in Smoky Hollow, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2860 21
30 - 60%4364 9
60 - 100%9369 11
100 - 200%24667 12
200 - 300%20965 17
300 - 400%9158 18
> 400%9455 26

Smoky Hollow, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling495 5718
Not Owner-Occupied As A Principal Dwelling299 7611
Not Applicable1 1000

Home Owner Property Type Statistics in Smoky Hollow, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)736 6415
Manufactured Housing42 6126
One To Four-Family26 6519
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