Top Skyline, MN Mortgage Lenders

RankSkyline Mortgage LenderSkyline Home Loans ProcessedSkyline Home Loans ApprovedSkyline Home Loans DeniedSkyline Mortgage Median Loan to Income Ratio (LTR) for Approved LoansSkyline Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 728 64%12%
  • 207%
  • (118,000 Loan / $57,000 Income)
  • 192%
  • (135,000 Loan / $70,000 Income)
2Affinity Plus Federal Credit U 240 72%5%
  • 64%
  • (61,000 / $94,000)
  • 328%
  • (286,000 / $87,000)
3Jpmorgan Chase Bank 112 88%8%
  • 306%
  • (184,000 / $60,000)
  • 300%
  • (63,000 / $21,000)
4Altra Federal Credit Union 94 79%7%
  • 167%
  • (129,000 / $77,000)
  • 82%
  • (80,000 / $97,000)
5Genworth Mortgage Insurance Co 82 53%2%
  • 289%
  • (171,000 / $59,000)
  • 287%
  • (95,000 / $33,000)
6Mortgage Guaranty Insurance Co 72 68%12%
  • 286%
  • (123,000 / $43,000)
  • 181%
  • (120,000 / $66,000)
7Citimortgage 67 76%2%
  • 257%
  • (121,000 / $47,000)
  • 310%
  • (227,000 / $73,000)
8United Guaranty Corporation 64 75%4%
  • 266%
  • (144,000 / $54,000)
  • 239%
  • (206,000 / $86,000)
9Us Bank 61 78%9%
  • 221%
  • (226,000 / $102,000)
  • 330%
  • (215,000 / $65,000)
10Countrywide Bank Fsb 56 80%12%
  • 255%
  • (110,000 / $43,000)
  • 338%
  • (176,000 / $52,000)
11Eastwood Bank 46 80%4%
  • 210%
  • (270,000 / $128,000)
  • 371%
  • (167,000 / $45,000)
12Us Bank North Dakota 42 40%35%
  • 111%
  • (117,000 / $105,000)
  • 245%
  • (103,000 / $42,000)
13Wells Federal Bank 40 70%7%
  • 224%
  • (119,000 / $53,000)
  • 252%
  • (126,000 / $50,000)
14Wells Fargo Fin'l Minnesota 40 17%52%
  • 208%
  • (150,000 / $72,000)
  • 214%
  • (90,000 / $42,000)
15Tcf National Bank 40 42%35%
  • 108%
  • (50,000 / $46,000)
  • 223%
  • (150,000 / $67,000)
16Home Federal Savings Bank 40 65%12%
  • 148%
  • (156,000 / $105,000)
  • 189%
  • (87,000 / $46,000)
17Citibank 40 82%10%
  • 51%
  • (42,000 / $82,000)
  • 59%
  • (31,000 / $52,000)
18Community Bank Mankato 37 97%2%
  • 236%
  • (265,000 / $112,000)
  • 200%
  • (136,000 / $68,000)
19Republic Mortgage Insurance Co 36 77%2%
  • 282%
  • (223,000 / $79,000)
  • 160%
  • (173,000 / $108,000)
20Countrywide Home Loans 34 70%17%
  • 189%
  • (295,000 / $156,000)
  • 336%
  • (148,000 / $44,000)

Skyline, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,962
  2. Loan Applications Denied: 423
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 1,948
  5. % of Loan Applications Originated 65

Skyline, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral7
Credit history6
Debt-to-income ratio5
Credit application incomplete2
Unverifiable information1

Skyline, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000909 6514
$100,000 - $300,0001,970 6514
$300,000 - $500,00076 6515
$500,000 - $1,000,0007 7114

Skyline, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,506 6414
$100,000 - $300,000422 6910
$300,000 - $500,00024 754
$500,000 - $1,000,0009 5533
$1,000,000 - $1,500,0001 1000

Loan to Income Ratios Research for Mortgage in Skyline, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%16659 21
30 - 60%19567 13
60 - 100%20868 12
100 - 200%69370 10
200 - 300%89465 13
300 - 400%51263 15
> 400%29456 21

Skyline, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,859 6514
Not Owner-Occupied As A Principal Dwelling88 7311
Not Applicable3 6633

Home Owner Property Type Statistics in Skyline, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,613 6515
One To Four-Family328 714
Manufactured Housing21 4733
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