Top Skull Creek, NE Mortgage Lenders

RankSkull Creek Mortgage LenderSkull Creek Home Loans ProcessedSkull Creek Home Loans ApprovedSkull Creek Home Loans DeniedSkull Creek Mortgage Median Loan to Income Ratio (LTR) for Approved LoansSkull Creek Mortgage Median LTR for Denied Loans
1First National Bank Of Omaha 68 75%17%
  • 144%
  • (144,000 Loan / $100,000 Income)
  • 123%
  • (115,000 Loan / $93,000 Income)
2Union Bank & Trust Company 57 52%28%
  • 60%
  • (14,000 / $23,000)
  • 65%
  • (15,000 / $23,000)
3Pinnacle Bank 39 76%12%
  • 125%
  • (15,000 / $12,000)
  • 166%
  • (90,000 / $54,000)
4Tierone Bank 28 85%7%
  • 174%
  • (166,000 / $95,000)
  • 261%
  • (280,000 / $107,000)
5Wells Fargo Bank 26 50%19%
  • 152%
  • (29,000 / $19,000)
  • 160%
  • (40,000 / $25,000)
6Beneficial Company Llc 26 3%73%
  • 161%
  • (58,000 / $36,000)
  • 125%
  • (60,000 / $48,000)
7Us Bank North Dakota 22 45%40%
  • 196%
  • (61,000 / $31,000)
  • 118%
  • (72,000 / $61,000)
8Us Bank 19 84%15%
  • 212%
  • (219,000 / $103,000)
  • 142%
  • (37,000 / $26,000)
9Embrace Home Loans, 18 5%44%
  • 201%
  • (103,000 / $51,000)
  • 265%
  • (85,000 / $32,000)
10Us Bk Na Nd 17 52%35%
  • 129%
  • (88,000 / $68,000)
  • 128%
  • (86,000 / $67,000)
11Mortgage Guaranty Insurance Co 16 75%0%
  • 179%
  • (95,000 / $53,000)
0
12First Nebraska Bank 15 86%13%
  • 141%
  • (65,000 / $46,000)
  • 173%
  • (85,000 / $49,000)
13Citifinancial, 15 33%26%
  • 106%
  • (31,000 / $29,000)
  • 113%
  • (25,000 / $22,000)
14Republic Mortgage Insurance Co 13 76%7%
  • 216%
  • (154,000 / $71,000)
  • 223%
  • (123,000 / $55,000)
15Countrywide Bank Fsb 11 100%0%
  • 224%
  • (130,000 / $58,000)
0
16Countrywide Home Loans 10 70%10%
  • 130%
  • (78,000 / $60,000)
  • 35%
  • (34,000 / $96,000)
17United Guaranty Corporation 9 77%11%
  • 144%
  • (85,000 / $59,000)
  • 277%
  • (125,000 / $45,000)
18Quicken Loans 9 55%44%
  • 151%
  • (120,000 / $79,000)
  • 222%
  • (131,000 / $59,000)
19Central National Bank 9 100%0%
  • 182%
  • (106,000 / $58,000)
0
20Wells Fargo Fin'l Nebraska,Inc 6 16%66%
  • 175%
  • (175,000 / $100,000)
  • 272%
  • (191,000 / $70,000)

Skull Creek, NE Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 567
  2. Loan Applications Denied: 146
  3. % of Loan Applications Denied: 25
  4. # of Loan Originations: 323
  5. % of Loan Applications Originated 56

Skull Creek, NE Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral12
Credit history12
Debt-to-income ratio3
Credit application incomplete2
Insufficient cash (downpayment, closing costs)1

Skull Creek, NE Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000371 5031
$100,000 - $300,000185 6714
$300,000 - $500,0009 5522
$500,000 - $1,000,0002 1000

Skull Creek, NE Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000506 5526
$100,000 - $300,00059 6118
$300,000 - $500,0001 1000
$1,000,000 - $1,500,0001 1000

Loan to Income Ratios Research for Mortgage in Skull Creek, NE

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%4647 34
30 - 60%5855 25
60 - 100%7151 35
100 - 200%20857 26
200 - 300%12160 18
300 - 400%4862 22
> 400%1560 13

Skull Creek, NE Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling533 5724
Not Owner-Occupied As A Principal Dwelling32 5037

Home Owner Property Type Statistics in Skull Creek, NE for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)505 5526
One To Four-Family47 726
Manufactured Housing15 4646
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