Top Sidney, NE Mortgage Lenders

RankSidney Mortgage LenderSidney Home Loans ProcessedSidney Home Loans ApprovedSidney Home Loans DeniedSidney Mortgage Median Loan to Income Ratio (LTR) for Approved LoansSidney Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 441 73%11%
  • 154%
  • (77,000 Loan / $50,000 Income)
  • 172%
  • (320,000 Loan / $185,000 Income)
2Points West Community Bank 165 93%4%
  • 79%
  • (47,000 / $59,000)
  • 192%
  • (25,000 / $13,000)
3Genworth Mortgage Insurance Co 141 63%2%
  • 170%
  • (261,000 / $153,000)
  • 157%
  • (66,000 / $42,000)
4First National Bank 119 94%3%
  • 72%
  • (50,000 / $69,000)
  • 112%
  • (35,000 / $31,000)
5Security First Bank 118 59%27%
  • 56%
  • (55,000 / $98,000)
  • 125%
  • (30,000 / $24,000)
6Quicken Loans 109 77%17%
  • 163%
  • (116,000 / $71,000)
  • 135%
  • (95,000 / $70,000)
7Embrace Home Loans, 106 14%28%
  • 173%
  • (78,000 / $45,000)
  • 168%
  • (64,000 / $38,000)
8Flagstar Bank 87 80%10%
  • 210%
  • (137,000 / $65,000)
  • 261%
  • (34,000 / $13,000)
9Franklin American Mortgage Co 82 76%7%
  • 166%
  • (115,000 / $69,000)
  • 191%
  • (69,000 / $36,000)
10Bank Of America 82 73%17%
  • 115%
  • (75,000 / $65,000)
  • 166%
  • (183,000 / $110,000)
11Countrywide Bank Fsb 77 74%7%
  • 192%
  • (208,000 / $108,000)
  • 231%
  • (67,000 / $29,000)
12Jpmorgan Chase Bank 70 87%12%
  • 167%
  • (151,000 / $90,000)
  • 107%
  • (60,000 / $56,000)
13Mortgage Guaranty Insurance Co 64 79%1%
  • 174%
  • (47,000 / $27,000)
  • 112%
  • (90,000 / $80,000)
14Tierone Bank 63 68%23%
  • 87%
  • (85,000 / $97,000)
  • 136%
  • (198,000 / $145,000)
15Countrywide Home Loans 56 57%23%
  • 144%
  • (176,000 / $122,000)
  • 143%
  • (92,000 / $64,000)
16Wells Fargo Funding 54 100%0% 0 0
17Great Western Bank 50 70%14%
  • 136%
  • (176,000 / $129,000)
  • 120%
  • (30,000 / $25,000)
18Us Bank North Dakota 42 26%54%
  • 130%
  • (102,000 / $78,000)
  • 154%
  • (34,000 / $22,000)
19United Guaranty Corporation 41 80%7%
  • 177%
  • (55,000 / $31,000)
  • 121%
  • (34,000 / $28,000)
20Citimortgage 41 73%9%
  • 164%
  • (155,000 / $94,000)
  • 268%
  • (207,000 / $77,000)

Sidney, NE Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,808
  2. Loan Applications Denied: 479
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 1,868
  5. % of Loan Applications Originated 66

Sidney, NE Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history7
Collateral6
Debt-to-income ratio4
Credit application incomplete1
Unverifiable information0

Sidney, NE Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,605 6319
$100,000 - $300,0001,155 6913
$300,000 - $500,00043 6420
$500,000 - $1,000,0003 330
$1,000,000 - $1,500,0002 1000

Sidney, NE Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,264 6517
$100,000 - $300,000529 6913
$300,000 - $500,0007 7128
$500,000 - $1,000,0005 2020
$1,500,000 - $2,000,0001 1000
> $2,000,0002 1000

Loan to Income Ratios Research for Mortgage in Sidney, NE

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%19561 24
30 - 60%22165 17
60 - 100%38662 19
100 - 200%1,18069 14
200 - 300%59765 16
300 - 400%16264 17
> 400%6751 34

Sidney, NE Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,578 6517
Not Owner-Occupied As A Principal Dwelling215 8012
Not Applicable5 6040

Home Owner Property Type Statistics in Sidney, NE for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,429 6518
One To Four-Family322 733
Manufactured Housing57 5924
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