Top Sciota, MN Mortgage Lenders

RankSciota Mortgage LenderSciota Home Loans ProcessedSciota Home Loans ApprovedSciota Home Loans DeniedSciota Mortgage Median Loan to Income Ratio (LTR) for Approved LoansSciota Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 333 70%15%
  • 211%
  • (218,000 Loan / $103,000 Income)
  • 230%
  • (120,000 Loan / $52,000 Income)
2Community Resource Bank 59 86%5%
  • 203%
  • (167,000 / $82,000)
  • 408%
  • (188,000 / $46,000)
3Us Bank 46 82%10%
  • 245%
  • (319,000 / $130,000)
  • 211%
  • (125,000 / $59,000)
4Jpmorgan Chase Bank 45 91%6%
  • 347%
  • (414,000 / $119,000)
  • 473%
  • (232,000 / $49,000)
5Affinity Plus Federal Credit U 35 71%0%
  • 126%
  • (172,000 / $136,000)
0
6Bank Of America 24 75%16%
  • 255%
  • (373,000 / $146,000)
  • 402%
  • (173,000 / $43,000)
7Countrywide Bank Fsb 22 86%4%
  • 285%
  • (340,000 / $119,000)
  • 304%
  • (247,000 / $81,000)
8Agstar Financial Services 19 57%10%
  • 166%
  • (275,000 / $165,000)
  • 342%
  • (137,000 / $40,000)
9Wells Fargo Funding 17 100%0%
  • 285%
  • (228,000 / $80,000)
0
10Frandsen Bank & Trust 17 82%11%
  • 254%
  • (150,000 / $59,000)
  • 537%
  • (199,000 / $37,000)
11Citizens National Bank 15 80%0%
  • 93%
  • (160,000 / $172,000)
0
12Bell America Mortgage Llc Dba 15 80%6%
  • 235%
  • (160,000 / $68,000)
  • 198%
  • (147,000 / $74,000)
13Mortgage Guaranty Insurance Co 13 76%0%
  • 246%
  • (128,000 / $52,000)
0
14Beneficial Company Llc 12 0%91% 0
  • 301%
  • (365,000 / $121,000)
15Countrywide Home Loans 11 90%9%
  • 160%
  • (384,000 / $240,000)
  • 268%
  • (320,000 / $119,000)
16Citimortgage 11 72%18% 0
  • 371%
  • (223,000 / $60,000)
17Wells Fargo Fin'l Minnesota 10 10%50%
  • 164%
  • (291,000 / $177,000)
  • 109%
  • (60,000 / $55,000)
18Vermillion State Bank 10 60%30%
  • 108%
  • (149,000 / $137,000)
  • 474%
  • (166,000 / $35,000)
19Us Bk Na Nd 10 30%60%
  • 65%
  • (86,000 / $132,000)
  • 265%
  • (625,000 / $235,000)
20Provident Funding Associates 10 100%0%
  • 252%
  • (225,000 / $89,000)
0

Sciota, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,115
  2. Loan Applications Denied: 162
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 786
  5. % of Loan Applications Originated 70

Sciota, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral17
Debt-to-income ratio9
Credit history6
Credit application incomplete3
Unverifiable information2

Sciota, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000188 6714
$100,000 - $300,000751 7112
$300,000 - $500,000170 6621
$500,000 - $1,000,0005 2060
$1,500,000 - $2,000,0001 1000

Sciota, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000685 6714
$100,000 - $300,000416 7413
$300,000 - $500,0007 4214
$500,000 - $1,000,0003 3333
$1,000,000 - $1,500,0002 5050
$1,500,000 - $2,000,0002 500

Loan to Income Ratios Research for Mortgage in Sciota, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3573 2
30 - 60%4152 24
60 - 100%7173 14
100 - 200%29076 11
200 - 300%34472 10
300 - 400%18371 18
> 400%15153 26

Sciota, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,065 7014
Not Owner-Occupied As A Principal Dwelling49 6916

Home Owner Property Type Statistics in Sciota, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,059 7014
One To Four-Family47 746
Manufactured Housing9 4444
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