Top Scandinavia, NE Mortgage Lenders

RankScandinavia Mortgage LenderScandinavia Home Loans ProcessedScandinavia Home Loans ApprovedScandinavia Home Loans DeniedScandinavia Mortgage Median Loan to Income Ratio (LTR) for Approved LoansScandinavia Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 57 52%17%
  • 150%
  • (108,000 Loan / $72,000 Income)
  • 178%
  • (59,000 Loan / $33,000 Income)
2Tierone Bank 56 69%10%
  • 138%
  • (72,000 / $52,000)
  • 153%
  • (23,000 / $15,000)
3Great Western Bank 25 40%32%
  • 143%
  • (66,000 / $46,000)
  • 188%
  • (66,000 / $35,000)
4Mortgage Guaranty Insurance Co 22 77%4%
  • 122%
  • (380,000 / $311,000)
  • 223%
  • (105,000 / $47,000)
5First National Bank Of Omaha 22 81%9%
  • 134%
  • (67,000 / $50,000)
  • 272%
  • (90,000 / $33,000)
6Countrywide Bank Fsb 14 85%14%
  • 71%
  • (54,000 / $76,000)
  • 225%
  • (106,000 / $47,000)
7Quicken Loans 13 38%46%
  • 209%
  • (214,000 / $102,000)
  • 302%
  • (251,000 / $83,000)
8Us Bank 12 66%33%
  • 116%
  • (42,000 / $36,000)
  • 122%
  • (49,000 / $40,000)
9United Guaranty Corporation 12 75%25%
  • 145%
  • (58,000 / $40,000)
  • 244%
  • (176,000 / $72,000)
10Countrywide Home Loans 11 81%18%
  • 134%
  • (86,000 / $64,000)
  • 635%
  • (108,000 / $17,000)
11Jpmorgan Chase Bank 10 70%30%
  • 96%
  • (72,000 / $75,000)
  • 125%
  • (84,000 / $67,000)
12Embrace Home Loans, 10 20%30%
  • 232%
  • (123,000 / $53,000)
  • 155%
  • (120,000 / $77,000)
13West Gate Bank 9 100%0%
  • 123%
  • (47,000 / $38,000)
0
14Republic Mortgage Insurance Co 9 88%11%
  • 124%
  • (62,000 / $50,000)
  • 144%
  • (113,000 / $78,000)
15Firstier Bank 8 75%12%
  • 57%
  • (15,000 / $26,000)
  • 41%
  • (15,000 / $36,000)
16Bank Of America 8 62%25%
  • 285%
  • (40,000 / $14,000)
  • 450%
  • (36,000 / $8,000)
17Us Bank North Dakota 6 16%66%
  • 91%
  • (62,000 / $68,000)
  • 116%
  • (57,000 / $49,000)
18Union Bank & Trust Company 6 50%33%
  • 21%
  • (12,000 / $55,000)
  • 25%
  • (18,000 / $72,000)
19Suntrust Mortgage 6 83%0%
  • 213%
  • (77,000 / $36,000)
0
20Central National Bank 6 83%16%
  • 141%
  • (41,000 / $29,000)
  • 245%
  • (172,000 / $70,000)

Scandinavia, NE Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 436
  2. Loan Applications Denied: 94
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 263
  5. % of Loan Applications Originated 60

Scandinavia, NE Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Debt-to-income ratio9
Credit history8
Collateral6
Credit application incomplete4
Unverifiable information2

Scandinavia, NE Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000317 6021
$100,000 - $300,000113 5722
$300,000 - $500,0004 5025
$500,000 - $1,000,0002 1000

Scandinavia, NE Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000387 5822
$100,000 - $300,00045 7013
$300,000 - $500,0002 1000
$500,000 - $1,000,0001 00
$1,500,000 - $2,000,0001 00

Loan to Income Ratios Research for Mortgage in Scandinavia, NE

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3259 31
30 - 60%3440 20
60 - 100%7572 8
100 - 200%16563 20
200 - 300%9059 21
300 - 400%2637 38
> 400%1435 57

Scandinavia, NE Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling403 5922
Not Owner-Occupied As A Principal Dwelling27 6614

Home Owner Property Type Statistics in Scandinavia, NE for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)370 5922
One To Four-Family46 7610
Manufactured Housing20 4030
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