Top San Francisco, MN Mortgage Lenders

RankSan Francisco Mortgage LenderSan Francisco Home Loans ProcessedSan Francisco Home Loans ApprovedSan Francisco Home Loans DeniedSan Francisco Mortgage Median Loan to Income Ratio (LTR) for Approved LoansSan Francisco Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 672 69%13%
  • 217%
  • (191,000 Loan / $88,000 Income)
  • 228%
  • (251,000 Loan / $110,000 Income)
2Kleinbank 151 71%11%
  • 216%
  • (240,000 / $111,000)
  • 316%
  • (735,000 / $232,000)
3Jpmorgan Chase Bank 143 83%13%
  • 216%
  • (212,000 / $98,000)
  • 254%
  • (61,000 / $24,000)
4Pulte Mortgage Llc 139 76%8%
  • 251%
  • (251,000 / $100,000)
  • 334%
  • (345,000 / $103,000)
5Ctx Mortgage Company, Llc 131 69%9%
  • 290%
  • (189,000 / $65,000)
  • 331%
  • (219,000 / $66,000)
6Bank Of America 128 85%9%
  • 272%
  • (540,000 / $198,000)
  • 315%
  • (259,000 / $82,000)
7Wells Fargo Funding 109 99%0%
  • 191%
  • (138,000 / $72,000)
  • 81%
  • (86,000 / $106,000)
8Citimortgage 96 83%8%
  • 231%
  • (317,000 / $137,000)
  • 388%
  • (280,000 / $72,000)
9Us Bank 94 78%14%
  • 234%
  • (82,000 / $35,000)
  • 264%
  • (204,000 / $77,000)
10Countrywide Bank Fsb 81 85%6%
  • 287%
  • (210,000 / $73,000)
  • 336%
  • (168,000 / $50,000)
11The Business Bank 50 94%6%
  • 222%
  • (131,000 / $59,000)
  • 241%
  • (87,000 / $36,000)
12Citibank 50 66%20%
  • 91%
  • (75,000 / $82,000)
  • 130%
  • (125,000 / $96,000)
13Radian Guaranty 47 89%0%
  • 268%
  • (378,000 / $141,000)
0
14Countrywide Home Loans 42 85%7%
  • 237%
  • (214,000 / $90,000)
  • 207%
  • (199,000 / $96,000)
15Bell America Mortgage Llc Dba 41 65%0%
  • 301%
  • (253,000 / $84,000)
0
16United Guaranty Corporation 36 83%2%
  • 234%
  • (251,000 / $107,000)
  • 125%
  • (161,000 / $128,000)
17Phh Home Loans 31 87%6%
  • 294%
  • (395,000 / $134,000)
  • 257%
  • (103,000 / $40,000)
18Provident Funding Associates 30 70%3%
  • 255%
  • (235,000 / $92,000)
  • 252%
  • (144,000 / $57,000)
19Quicken Loans 28 71%17%
  • 263%
  • (292,000 / $111,000)
  • 300%
  • (225,000 / $75,000)
20Genworth Mortgage Insurance Co 28 75%10%
  • 271%
  • (155,000 / $57,000)
  • 243%
  • (287,000 / $118,000)

San Francisco, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,329
  2. Loan Applications Denied: 436
  3. % of Loan Applications Denied: 13
  4. # of Loan Originations: 2,356
  5. % of Loan Applications Originated 70

San Francisco, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral12
Debt-to-income ratio10
Credit history4
Credit application incomplete3
Unverifiable information1

San Francisco, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000380 5821
$100,000 - $300,0002,315 7310
$300,000 - $500,000593 6514
$500,000 - $1,000,00029 5834
$1,000,000 - $1,500,00010 1040
$1,500,000 - $2,000,0001 1000
> $2,000,0001 1000

San Francisco, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,943 7014
$100,000 - $300,0001,324 7110
$300,000 - $500,00049 5420
$500,000 - $1,000,0008 7512
$1,000,000 - $1,500,0003 1000
$1,500,000 - $2,000,0002 050

Loan to Income Ratios Research for Mortgage in San Francisco, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%8360 25
30 - 60%11865 10
60 - 100%15868 16
100 - 200%77274 9
200 - 300%1,14374 11
300 - 400%66968 11
> 400%38658 24

San Francisco, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,259 7012
Not Owner-Occupied As A Principal Dwelling67 6419

Home Owner Property Type Statistics in San Francisco, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,143 7013
One To Four-Family180 813
Manufactured Housing6 5050
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