Top Salt Creek, NE Mortgage Lenders

RankSalt Creek Mortgage LenderSalt Creek Home Loans ProcessedSalt Creek Home Loans ApprovedSalt Creek Home Loans DeniedSalt Creek Mortgage Median Loan to Income Ratio (LTR) for Approved LoansSalt Creek Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 105 62%15%
  • 167%
  • (132,000 Loan / $79,000 Income)
  • 121%
  • (416,000 Loan / $342,000 Income)
2Union Bank & Trust Company 35 65%17%
  • 142%
  • (54,000 / $38,000)
  • 269%
  • (229,000 / $85,000)
3Citimortgage 33 81%3%
  • 159%
  • (177,000 / $111,000)
  • 266%
  • (80,000 / $30,000)
4Tierone Bank 30 76%10%
  • 150%
  • (144,000 / $96,000)
  • 102%
  • (90,000 / $88,000)
5Home State Bank 28 85%0%
  • 172%
  • (76,000 / $44,000)
0
6Mutual Of Omaha Bank 26 84%3%
  • 155%
  • (170,000 / $109,000)
  • 278%
  • (237,000 / $85,000)
7Mortgage Guaranty Insurance Co 25 64%24%
  • 208%
  • (281,000 / $135,000)
  • 329%
  • (504,000 / $153,000)
8Farmers & Merchants Nat'l Bank 24 70%12%
  • 111%
  • (70,000 / $63,000)
  • 127%
  • (65,000 / $51,000)
9Pinnacle Bank 23 91%0%
  • 137%
  • (128,000 / $93,000)
0
10Jpmorgan Chase Bank 23 82%13%
  • 263%
  • (174,000 / $66,000)
  • 258%
  • (145,000 / $56,000)
11First National Bank Of Omaha 20 60%10%
  • 153%
  • (167,000 / $109,000)
  • 408%
  • (98,000 / $24,000)
12Lincoln Federal Savings Bank 18 83%11%
  • 265%
  • (417,000 / $157,000)
  • 687%
  • (337,000 / $49,000)
13West Gate Bank 15 86%6%
  • 186%
  • (190,000 / $102,000)
  • 345%
  • (121,000 / $35,000)
14Liberty First Credit Union 15 60%13%
  • 63%
  • (48,000 / $76,000)
  • 52%
  • (57,000 / $109,000)
15First Suburban National Bank 15 13%60%
  • 189%
  • (53,000 / $28,000)
  • 196%
  • (100,000 / $51,000)
16Embrace Home Loans, 15 6%46%
  • 210%
  • (179,000 / $85,000)
  • 150%
  • (15,000 / $10,000)
17Bank Of America 15 73%13%
  • 224%
  • (182,000 / $81,000)
  • 280%
  • (132,000 / $47,000)
18Wells Fargo Funding 14 100%0%
  • 406%
  • (256,000 / $63,000)
0
19Us Bank North Dakota 14 42%50%
  • 158%
  • (138,000 / $87,000)
  • 203%
  • (124,000 / $61,000)
20Suntrust Mortgage 13 92%7%
  • 235%
  • (80,000 / $34,000)
  • 291%
  • (417,000 / $143,000)

Salt Creek, NE Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 916
  2. Loan Applications Denied: 149
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 618
  5. % of Loan Applications Originated 67

Salt Creek, NE Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Debt-to-income ratio8
Credit history8
Unverifiable information3
Credit application incomplete2

Salt Creek, NE Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000346 6220
$100,000 - $300,000466 7112
$300,000 - $500,00099 6518
$500,000 - $1,000,0005 2060

Salt Creek, NE Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000623 6318
$100,000 - $300,000267 7611
$300,000 - $500,00016 816
$500,000 - $1,000,0007 5628
$1,000,000 - $1,500,0002 500
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Salt Creek, NE

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%5868 17
30 - 60%6675 15
60 - 100%8571 12
100 - 200%30771 13
200 - 300%25764 15
300 - 400%9356 18
> 400%5048 38

Salt Creek, NE Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling856 6616
Not Owner-Occupied As A Principal Dwelling55 769
Not Applicable1 1000

Home Owner Property Type Statistics in Salt Creek, NE for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)827 6815
One To Four-Family58 6217
Manufactured Housing31 4832
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