Top Rushseba, MN Mortgage Lenders

RankRushseba Mortgage LenderRushseba Home Loans ProcessedRushseba Home Loans ApprovedRushseba Home Loans DeniedRushseba Mortgage Median Loan to Income Ratio (LTR) for Approved LoansRushseba Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 298 56%22%
  • 219%
  • (265,000 Loan / $121,000 Income)
  • 250%
  • (95,000 Loan / $38,000 Income)
2Jpmorgan Chase Bank 105 84%14%
  • 235%
  • (266,000 / $113,000)
  • 273%
  • (337,000 / $123,000)
3Associated Bank 104 49%27%
  • 156%
  • (89,000 / $57,000)
  • 120%
  • (30,000 / $25,000)
4Unity Bank 100 79%12%
  • 131%
  • (164,000 / $125,000)
  • 279%
  • (120,000 / $43,000)
5Us Bank 89 75%17%
  • 252%
  • (230,000 / $91,000)
  • 285%
  • (174,000 / $61,000)
6Citimortgage 70 60%14%
  • 247%
  • (361,000 / $146,000)
  • 249%
  • (132,000 / $53,000)
7Countrywide Bank Fsb 68 63%16%
  • 251%
  • (176,000 / $70,000)
  • 340%
  • (126,000 / $37,000)
8Lake State Federal Credit Unio 64 17%28%
  • 76%
  • (67,000 / $88,000)
  • 287%
  • (89,000 / $31,000)
9Minnco Credit Union 61 19%26%
  • 250%
  • (70,000 / $28,000)
  • 320%
  • (160,000 / $50,000)
10Countrywide Home Loans 53 66%22%
  • 212%
  • (149,000 / $70,000)
  • 205%
  • (148,000 / $72,000)
11Northwoods Bank Of Minnesota 50 50%34%
  • 145%
  • (212,000 / $146,000)
  • 234%
  • (96,000 / $41,000)
12Affinity Plus Federal Credit U 49 59%6%
  • 78%
  • (29,000 / $37,000)
  • 269%
  • (178,000 / $66,000)
13Phh Mortgage Corporation 42 85%7%
  • 271%
  • (163,000 / $60,000)
  • 295%
  • (331,000 / $112,000)
14Associated Bank Na 41 63%31%
  • 152%
  • (96,000 / $63,000)
  • 156%
  • (125,000 / $80,000)
15Bank Of America 38 73%18%
  • 244%
  • (413,000 / $169,000)
  • 400%
  • (120,000 / $30,000)
16Us Bank North Dakota 32 34%34%
  • 146%
  • (95,000 / $65,000)
  • 142%
  • (104,000 / $73,000)
17Us Bk Na Nd 29 34%44%
  • 120%
  • (145,000 / $120,000)
  • 135%
  • (108,000 / $80,000)
18Lake Area Bank 26 53%26%
  • 200%
  • (214,000 / $107,000)
  • 302%
  • (127,000 / $42,000)
19Radian Guaranty 24 87%4%
  • 223%
  • (230,000 / $103,000)
  • 64%
  • (69,000 / $107,000)
20Mortgage Guaranty Insurance Co 24 75%4%
  • 320%
  • (253,000 / $79,000)
  • 66%
  • (69,000 / $104,000)

Rushseba, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,522
  2. Loan Applications Denied: 570
  3. % of Loan Applications Denied: 22
  4. # of Loan Originations: 1,431
  5. % of Loan Applications Originated 56

Rushseba, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral19
Credit history14
Debt-to-income ratio13
Credit application incomplete3
Unverifiable information2

Rushseba, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000716 5624
$100,000 - $300,0001,675 5621
$300,000 - $500,000120 4723
$500,000 - $1,000,0009 3366
$1,000,000 - $1,500,0001 0100
$1,500,000 - $2,000,0001 1000

Rushseba, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,094 5622
$100,000 - $300,000408 5621
$300,000 - $500,00015 3360
$500,000 - $1,000,0004 5050
$1,000,000 - $1,500,0001 1000

Loan to Income Ratios Research for Mortgage in Rushseba, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%8151 33
30 - 60%15754 28
60 - 100%18162 18
100 - 200%53557 19
200 - 300%71460 18
300 - 400%52256 22
> 400%33244 33

Rushseba, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,399 5622
Not Owner-Occupied As A Principal Dwelling115 5921

Home Owner Property Type Statistics in Rushseba, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,344 5622
One To Four-Family115 695
Manufactured Housing63 4146
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